Maine Health Insurance Made Affordable
Maine Health Insurance helps protect your health and financial security. At Vivna Insurance, we help individuals, families, and small businesses compare affordable plan options so they can choose coverage with confidence.
- π Where to EnrollHere with Vivna
- π₯ MedicaidExpanded
- β±οΈ Short-TermACA plans only
- π State MandateNo state penalty
π€ Why Maine Families Choose Vivna
Shopping for Maine Health Insurance should feel simple, not stressful. So Vivnaβs licensed agents compare plans from leading carriers and explain every option in plain language.
Because we work for you, not one insurance company, our advice stays honest and focused on your budget. Have questions? Then call 888-730-6031 to talk with an agent today.
Personalized Support
One licensed agent guides you from your first question through enrollment, so nothing slips.
Licensed Nationwide
Our agents also serve individuals and families across 48+ states.
Choose Your Carrier
Compare top carriers side by side instead of one companyβs plans.
No Cost to You
Our guidance is free, and you also pay the same premium as buying direct.
Carriers our agents work withTap a logo to learn more β
π§ Maine Health Insurance Options
Wondering what Maine Health Insurance options fit your family? So below are the plans our licensed agents can help Maine residents compare. Some open only during enrollment, while others accept applications year-round.
π©Ί Health Coverage Plans
π‘οΈ Added Protection & Assistance
ACA Marketplace Plans
Best for: full coverage and income-based savings
- Covers pre-existing conditions and also essential health benefits
- Premium tax credits, so costs follow your income
- Enroll through CoverME.gov
Dental & Vision Insurance
Best for: cleanings, fillings, eye exams, and glasses
- Plans from UnitedHealthcare, Aflac, Cigna, and Aetna
- Add to any health plan, or also buy on its own
- Many plans cover preventive visits at 100%, so checkups cost less
Life Insurance
Best for: protecting your familyβs income
- Term, whole life, and final expense options
- Coverage sized to your budget, so premiums stay manageable
- Simple applications, because a licensed agent helps
Supplemental Insurance
Best for: help with high deductibles and surprise bills
- Accident, critical illness, and hospital indemnity plans
- From UnitedHealthcare, Aflac, ManhattanLife, and more
- Cash benefits paid to you, so you decide how to use them
Medicaid & CHIP
Best for: households with very low income
- Maine covers adults up to 138% of the poverty level
- Children may also qualify for CHIP at higher incomes
- We help you check first, before you buy a plan
π ACA Plan Tiers at a Glance
How to choose a metal tierNot sure which option fits? Then call 888-730-6031 and an agent will compare them with you.
Dental and Vision Insurance in Maine
Maine residents can buy dental and vision insurance any time of year. These plans are separate from health coverage, so you can add one to any plan or buy it alone.
- UnitedHealthcare DentalWise: no waiting period for preventive, basic and most major care. Major care pays 15% in year one, then 50%.
- UnitedHealthcare DentalWise Max: dental and vision benefits in one plan. The hearing benefit isn’t offered in Maine.
- UnitedHealthcare VisionWise: a $0 network eye exam and up to $150 toward frames or contacts, with no waiting period.
- Other carriers: Vivna also compares Cigna, Aetna and Aflac dental and vision plans where they’re sold.
Compare the plans in our United Healthcare dental insurance and United Healthcare vision insurance guides. You can also find dentists that accept United Healthcare. Questions? Call 888-730-6031 for free help from a licensed agent.
Source: UnitedHealthcare Individual Product Availability grid (form 42839b-X-0826). Plans and benefits can vary by ZIP code.
β Maine Health Insurance FAQs
Maine Health Insurance rules change every season, from enrollment dates to the savings you can get. So below, we answer the top questions about the upcoming open enrollment on CoverME.gov.
- ποΈOpen EnrollmentNov 1 β Jan 15
- πWhere to EnrollCoverME.gov
- π₯MedicaidExpanded
ποΈ Enrollment, Costs & Savings
01When is open enrollment for Maine Health Insurance?
Maine runs its own marketplace, CoverME.gov. Open enrollment runs November 1 through January 15, so enroll early for a January 1 start. Outside that window, however, you need a qualifying life event, such as losing coverage, moving, or having a baby. Our open enrollment health insurance guide also covers each step, and this article explains how to buy coverage after open enrollment.
02Can I get help paying for Maine Health Insurance?
Yes, and many households still qualify for federal premium tax credits. In general, you may qualify if your income falls between 138% and 400% of the federal poverty level. However, the extra federal credits from recent years have ended, so households above 400% no longer get help. Also, estimate your income carefully, because you may owe back the full difference at tax time. Next, learn how health insurance subsidies work, or explore plan options without subsidies.
03Are Maine Health Insurance premiums going up?
Regulators approved an average increase of about 14.8% for Maine marketplace plans for the coming plan year. Because your current plan may cost noticeably more, comparing plans this season is more important than usual. Before you renew, also read what affects your monthly premium.
π₯ Coverage Choices in Maine
04Is my Maine insurance company leaving the marketplace?
Yes, Mending (Taro Health) is leaving the Maine marketplace. Three insurers remain, so those members need to choose a new plan. If you do nothing, however, you may be moved to a plan that does not fit your doctors or budget. Before switching, compare marketplace plans side by side and also check which doctors are in network.
05Does Maine offer Medicaid for low-income adults?
Maine expanded Medicaid through MaineCare for adults earning up to 138% of the federal poverty level. New federal work requirements for many expansion adults are scheduled to begin in January. If your income changes, also update your application so you land in the right program. Otherwise, see low-income coverage options without Medicaid if you earn too much to qualify.
06How can a licensed agent help me choose Maine Health Insurance?
First, our licensed agents compare plans, check your savings, and confirm your doctors are in network. Best of all, there is no cost for this help. So call 888-730-6031 or request a free quote online today. You can also browse our health insurance FAQ page or meet the Vivna team.
Information reflects the upcoming open enrollment season and may change. Call 888-730-6031 to confirm your options.
π Maine Health Insurance Tips & Guides
Maine Health Insurance decisions are easier when you know the basics. So our licensed agents write these guides to explain coverage, costs, and enrollment. Then, if a question comes up after reading, call 888-730-6031 anytime.
π More Guides for Maine Shoppers
- UnitedHealthcare Plan Options: ACA Plan Types, Extras and Short-Term Choices
- 8 Key Factors in Choosing Health, Dental and Vision Insurance
- Copays and Coinsurance: What You Pay, With Real Math
- Health Insurance for Truck Drivers: Options, Costs and Networks
- Better Sleep Habits: A Practical Guide to Restful Nights
𧩠Plans, Carriers & FAQs
π Questions? Talk With a Licensed Agent in Maine
Maine Health Insurance can feel confusing, but you never have to sort it out alone. Instead, our licensed agents compare health, dental, vision, life, and supplemental plans for you.
Best of all, our help costs you nothing. So request your free quote online, or call 888-730-6031 to speak with an agent today.
Prefer email? Then visit our contact page to reach our team.
How it works
- πCall or request a quoteTell us your zip code, budget, and doctors.
- πWe compare your plansAn agent checks carriers and savings side by side.
- β You choose and enrollPick the plan you like, and we handle the paperwork.
