Are You Ready for Your Free Pan-American Life SureCare Quote?
We Have Agents Ready To Take Your Call. Call Us NowRequest a Free QuotePan-American Life SureCare Short-Term Plans: Any Doctor, Simple Copays
Pan-American Life SureCare is short-term medical insurance with no provider network. Instead, you can see any doctor and pay simple copays for office visits. Also, Vivnaβs licensed agents compare it with Quantum PPO and other short-term plans for free.
- No network, so you can use any licensed provider
- Unlimited $30 copays for primary, specialist and urgent care
- An A (Excellent) financial strength rating from AM Best
Vivna Insurance is an independent, licensed insurance agency offering Pan-American Life products. This website is operated by Vivna Insurance β not by Pan-American Life or its affiliates. Pan-American Life plans are offered through licensed Vivna Insurance agents in states where coverage is available. All plan information, quotes, and enrollment assistance provided on this page are facilitated by licensed Vivna Insurance agents. For details specific to your situation, speak with a licensed Vivna agent at 888-730-6001. See our Privacy Policy for how we handle your information.
β οΈ SureCare Is Short-Term, Not ACA Coverage
Pan-American Life SureCare covers temporary gaps, but it is not an ACA plan. For example, it uses health questions and can exclude preexisting conditions. Also, it does not qualify for premium tax credits.
First, you must answer No to every health question on the application.
Then note the waits, such as 5 days for illness and 30 days for cancer.
Next, choose a coverage length allowed in your state.
Finally, line up your next plan before your term ends.
Because short-term rules vary by state, an honest comparison matters. We compare short-term health insurance, ACA health plans, and our Quantum PPO and SureCare FAQ library can answer the rest.
π³ How Pan-American Life SureCare Works
Pan-American Life SureCare pays one benefit level at any licensed provider. For example, office, specialist and urgent care visits cost a flat $30. Meanwhile, bigger bills go through the deductible and coinsurance.
Because SureCare uses health questions, it fits healthy people with a temporary gap. So our licensed agents compare it with ACA plans first. Call 888-730-6001 at no cost.
πͺ How to Use Your Plan
First, choose a $2,500, $5,000 or $10,000 deductible.
Then pick a coverage maximum that fits your risk.
Also, you must answer No to every health question.
Finally, use any licensed provider with no network rules.
π‘ Who Benefits Most
- π¨βπ©βπ§ Families who want simple doctor copays
- π©Ί Women 40 and older who want wellness benefits
- π Spanish-speaking clients who want bilingual support
- πΌ Anyone between jobs or coverage
π§ Short-Term Plans We Help You Compare
β Why Work With Vivna
Pan-American Life has served families across the Americas for more than a century. Therefore, we match SureCare against Quantum PPO, Epic and UnitedHealthcare before you choose. Learn more in our short-term health insurance guide, or visit our Quantum PPO and SureCare FAQ library. When you are ready, call 888-730-6001 or request a free quote.
π€ Compare Pan-American Life With Top Carriers
In fact, Pan-American Life is one of several short-term carriers we represent. So compare SureCare side by side with these names before you decide.
Carrier and plan availability vary by state. Call 888-730-6001 to see whatβs available where you live.
πΊοΈ Find Pan-American Life SureCare in Your State
SureCare is sold only in select states, and coverage lengths vary by state. So click your state to see your short-term and ACA options.
π Browse All State Guides
Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington, D.C. West Virginia Wisconsin Wyoming
Not sure which plan fits? A licensed agent can compare options in your state at no cost. Call 888-730-6001 today.
β Pan-American Life SureCare FAQs
Pan-American Life SureCare covers temporary gaps with no network. Below, our licensed agents answer the questions people ask most about SureCare.
π‘οΈ Pan-American Life Basics
What is Pan-American Life?
Pan-American Life Insurance Company began in New Orleans more than a century ago. Today it serves families across the Americas. Also, AM Best rates it A (Excellent).
What is SureCare?
SureCare is short-term medical insurance from Pan-American Life. It helps pay medical bills during a gap in coverage. Plus, it has no network, so you can see any provider.
Is SureCare the same as an ACA plan?
No. SureCare is short-term coverage with limited benefits. For example, it can exclude preexisting conditions and does not qualify for subsidies. Compare both on our health insurance page.
π©Ί SureCare Benefits
What do doctor visits cost on SureCare?
Primary, specialist and urgent care visits each have a $30 copay. In addition, the visits are unlimited. See our Quantum PPO and SureCare FAQ library.
Does SureCare cover prescriptions?
SureCare excludes outpatient prescription drugs. However, members get a prescription discount card.
Is SureCare available in Spanish?
Yes. Many SureCare materials and support services are available in Spanish. For example, there is a Spanish brochure.
π€ Costs and Enrollment
What deductibles does SureCare offer?
SureCare offers $2,500, $5,000 or $10,000 deductibles. Also, the family deductible is three times the individual amount.
How do I enroll in SureCare through Vivna?
One call usually starts and finishes it. We quote SureCare beside Companion Life and Epic for free. Then we submit your application together.
Answers are general, and plan details vary by carrier and state. Call 888-730-6001 to confirm your options.
Pan-American Life FAQ Libraries
Want more detail on SureCare? These libraries compare it with other short-term plans. Also, every answer shows where it applies. For free help, call 888-730-6001.
π Pan-American Life SureCare Tips & Guides
Coverage decisions are easier when you know the basics. So our licensed agents write these guides to explain your options, costs, and enrollment. Then, if a question comes up after reading, call 888-730-6001 anytime.
π More Pan-American Life SureCare Guides
𧩠Related Coverage & FAQs
π Questions About Pan-American Life SureCare?
Pan-American Life SureCare fits many families, but benefits and lengths vary by state. Therefore, our licensed agents compare it with other short-term plans for you.
Best of all, our help costs you nothing. Request your free quote online, or call 888-730-6001 to speak with an agent today. You can also reach us through our contact page.
- π 888-730-6001
- βοΈ memberservices@vivna.net
- π Deerfield Beach, Florida
Official resources: the Pan-American Life official website, HealthCare.gov, and the National Association of Insurance Commissioners.