Are You Ready to Compare Health Insurance Plans?
We have licensed agents ready to take your call.
Call Us NowRequest a Free QuoteMending Health, formerly Taro Health, is leaving the health insurance business. It sold Marketplace and small group plans in Oklahoma, with about 7,000 Marketplace members, and in Maine, with about 1,100. Its plans end December 31, 2026, and it will not sell plans for 2027.
If you have a Mending plan, you need to pick a new one during open enrollment to avoid a gap. A licensed Vivna agent can compare your options for free at 888-730-6031.
- Mending Health plans end December 31, 2026, in Oklahoma and Maine.
- Pick a new plan by December 15 so coverage starts January 1.
- Oklahoma placed Mending Health under state supervision in August.
- Oklahoma members enroll on HealthCare.gov. Maine members enroll on CoverME.gov.
- Small businesses with a Mending group plan need a new group plan too.
Where Mending Is Leaving the Marketplace
Mending sold plans in two states:
| State | Where to enroll | Key deadline |
|---|---|---|
| Oklahoma | HealthCare.gov | Enroll by December 15 for January 1. Open enrollment ends January 15 |
| Maine | CoverME.gov | Enroll by December 15 for January 1. Open enrollment ends January 15 |
When Your Mending Plan Ends
Your Mending plan stays in place through December 31, 2026. Mending announced in June that it would stop offering individual Marketplace and small group plans after that date.
In August, the Oklahoma Insurance Commissioner placed Mending Health under state supervision because of concerns about its finances. Keep paying your premium and watch for notices so you do not lose coverage before December 31.
What You Need to Do Now
Pick a new plan by December 15 so coverage starts January 1. You will not be renewed into a Mending plan. Check your doctors and prescriptions in any new plan before you enroll.
We compare every Marketplace insurer in your ZIP code, check your subsidy and handle the switch at no cost to you. Call 888-730-6031 or request a free quote.
Your Replacement Options
- Oklahoma: Ambetter, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Oscar and UnitedHealthcare return for 2027. Medica is also leaving. See our Oklahoma open enrollment guide.
- Maine: Anthem, Community Health Options, Harvard Pilgrim and UnitedHealthcare filed plans for 2027 on CoverME.gov.
- Small businesses: Compare a new small group plan or an ICHRA. See our small business health insurance guide.
Key 2027 Deadlines
| Date | What it means |
|---|---|
| November 1, 2026 | Open enrollment opens |
| December 15, 2026 | Last day to pick a plan for January 1 coverage on HealthCare.gov |
| December 31, 2026 | Your current plan ends |
| January 15, 2027 | Open enrollment ends. Plans picked after December 15 start February 1 |
Losing coverage because your insurer leaves may also qualify you for a special enrollment period, but do not wait. Picking a plan during open enrollment is the only way to avoid a gap.
Do Not Forget Dental, Vision and Extras
If your Mending plan included or was paired with dental, vision or supplemental benefits, check whether those end too. You can add dental insurance, vision insurance or hospital indemnity coverage to a new plan.
If Your Insurer Is Leaving, You Are Not Alone
At least a dozen insurers announced Marketplace exits for 2027, according to healthinsurance.org, including Cigna in 11 states. Rising costs and the end of the enhanced federal subsidies are the main reasons. See our guides to Cigna leaving the Marketplace and what to do when your insurer leaves.
For Oklahoma dates, insurers and rate changes, see our Oklahoma open enrollment guide and our guide to Medica leaving the Marketplace.
Mending Leaving the Marketplace: FAQ
Is Mending Health the same as Taro Health
Yes. Taro Health changed its name to Mending Health. It is leaving the insurance business after 2026.
When does my Mending plan end
December 31, 2026. Mending will not offer health plans for 2027.
Is my Mending plan still good for 2026
Yes. Your coverage continues through December 31, 2026, even though Oklahoma placed the company under state supervision.
What is the deadline to switch
December 15 for coverage that starts January 1. Open enrollment ends January 15, but plans picked after December 15 start February 1.
Next Steps for Mending Members
Choose a new plan by December 15. Compare networks, drug lists and total costs, and update your income estimate so your subsidy is correct.
Want a licensed agent to help? Call 888-730-6031, Monday through Friday, 9 a.m. to 6 p.m. Eastern, or request a free quote.
Sources
- Oklahoma Insurance Department: Mending Health placed under supervision
- CoverME.gov: Information for Mending Health members
- Becker's Payer: Mending to exit insurance business
Related Guides
- What to do if your insurer leaves
- Cigna leaving the Marketplace
- Open enrollment deadlines
- How to compare Marketplace plans
About the author: Michael Sprague
Michael co-founded Vivna Insurance, a licensed independent agency in Deerfield Beach, Florida. He has worked in health insurance sales for more than a decade. Today, he helps Florida families and self-employed clients compare marketplace, short-term and supplemental plans. Licensed health insurance agent, Vivna Insurance (Agency NPN 19168641). Call 888-730-6031.
Reviewed by Heather Sprague, licensed health insurance agent.
Vivna Insurance is a licensed independent agency, not a government website. Our help is free; we are paid by the insurance companies we work with. Coverage options, deadlines and costs vary by plan and state.
Find Local Health Insurance Help
Plans, prices and help programs change by state and even by county. These local guides show what is available near you.
More local help: the Texas health insurance guide, plus guides for Florida, Georgia, North Carolina and every state we serve.
Prefer to talk it through? Call 888-730-6031 Monday through Friday, 9 a.m. to 6 p.m. Eastern, for free help from a licensed agent.
