Are You Ready for Your Free ManhattanLife Quote?

We Have Agents Ready To Take Your Call.
Call Us NowRequest a Free Quote
Your ManhattanLife Carrier Guide

ManhattanLife Insurance for Cash Benefits and Final Expense

ManhattanLife Insurance helps families cover the costs a health plan leaves behind. For example, its cancer, hospital and short-term care plans pay cash directly to you. Also, Vivna’s licensed agents compare every option at no cost.

  • Cancer, heart attack and stroke lump sums up to $150,000
  • Final expense whole life with no waiting period once approved
  • Short-term care, hospital indemnity and dental plans too
BBB A+ RatedU.S. Chamber MemberLicensed Agents

Vivna Insurance is an independent, licensed insurance agency offering ManhattanLife products. This website is operated by Vivna Insurance β€” not by ManhattanLife or its affiliates. ManhattanLife plans are offered through licensed Vivna Insurance agents in states where coverage is available. All plan information, quotes, and enrollment assistance provided on this page are facilitated by licensed Vivna Insurance agents. For details specific to your situation, speak with a licensed Vivna agent at 888-730-6001. See our Privacy Policy for how we handle your information.

Good to Know

πŸ•ŠοΈ Final Expense With No Waiting Period

Many final expense policies pay only part of the benefit during the first years. However, ManhattanLife Secure Advantage pays an immediate death benefit to approved applicants. As a result, your family is protected from day one.

Check Your Age

First, issue ages run from newborn to 85.

Pick an Amount

Then choose up to $50,000, $25,000 or $15,000, based on your age.

Answer a Few Questions

Next, apply with health questions and no medical exam.

Lock It In

Finally, rates never rise, and coverage never decreases.

Benefits and riders vary by state, so a walkthrough helps. We compare life insurance plans, supplemental plans, and our ManhattanLife FAQ library can answer the rest. Also, read the benefits of whole life.

How It Works

πŸ’΅ How ManhattanLife Insurance Works

ManhattanLife Insurance adds cash protection on top of your health plan and savings. You pick the policies that fit, like cancer, hospital, short-term care or final expense. Then, when a covered event happens, ManhattanLife pays you or your family directly.

Because the money is yours to use, it can cover deductibles, care costs or funeral bills. So our licensed agents match each policy to the gaps you actually have. Call 888-730-6001 at no cost.

πŸͺœ How to Use Your Plan

Find Your Gaps

First, review your deductible, savings and family needs.

Pick Your Policies

Then choose cancer, hospital, care or final expense coverage.

Apply Simply

Also, most plans ask only a few health questions and no exam.

Get Paid Directly

Finally, file a claim and receive cash after a covered event.

πŸ’‘ Who Benefits Most

  • πŸ§“ Older adults who want final expense or short-term care coverage
  • πŸ’³ Families with high-deductible health plans
  • 🧬 Anyone with a family history of cancer or heart disease
  • 🦷 People who want to keep their own dentist

🧭 ManhattanLife Plans We Help You Compare

Cancer, Heart & Stroke

Lump-sum benefits up to $150,000 combined, paid to you.

See supplemental options

Hospital Indemnity

Affordable Choice and Hospital Indemnity Select cash plans.

Compare supplemental plans

Short-Term Care

OmniFlex daily benefits for nursing home and assisted living care.

Read the care FAQs

Final Expense

Whole life with an immediate death benefit once approved.

See whole life benefits

⭐ Why Work With Vivna

ManhattanLife has protected families since the 1800s, and its products for older adults show that focus. Therefore, we match its strengths against Aflac, Mutual of Omaha and Cigna before you choose. Learn more in our out-of-pocket costs guide, or visit our ManhattanLife FAQ page. When you are ready, call 888-730-6001 or request a free quote.

Our Carrier Partners

🀝 Compare ManhattanLife With Top Carriers

In fact, ManhattanLife is one of several supplemental and life carriers we represent. So compare it side by side with these names before you decide.

Carrier and plan availability vary by state. Call 888-730-6001 to see what’s available where you live.

Coverage by State

πŸ—ΊοΈ Find ManhattanLife Coverage in Your State

ManhattanLife sells supplemental, final expense and dental plans in most states, though benefits vary by state. So click your state to see how its plans fit beside local health coverage.

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareWashington, D.C.FloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingALAKAZARCACOFLGAHIIDILINIAKSKYLAMEMIMNMSMOMTNENVNMNYNCNDOHOKORPASCSDTNTXUTVAWAWVWIWYVTNHMARICTNJDEMDDC
Click a state to view local plansNot currently served

πŸ“ Browse All State Guides

Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington, D.C. West Virginia Wisconsin Wyoming

Not sure which plan fits? A licensed agent can compare options in your state at no cost. Call 888-730-6001 today.

Frequently Asked Questions

❓ ManhattanLife Insurance FAQs

ManhattanLife Insurance has helped families since the 1800s. Below, our licensed agents answer the questions people ask most about its plans, prices, and enrollment.

πŸ›οΈ ManhattanLife Basics

What is ManhattanLife?

ManhattanLife is an insurance company with roots in the 1800s, now run from Houston, Texas. Today, it focuses on supplemental health, final expense and coverage for older adults. Through Vivna, it offers cash-benefit, life and dental plans. Start with our guide to supplemental coverage options.

Is ManhattanLife a good company?

Yes. It carries an A+ rating from the Better Business Bureau and a long claims history. Moreover, many of its plans are guaranteed renewable for life. Still, compare carriers before you choose, so read why agents matter.

What does ManhattanLife offer through Vivna?

Cancer, heart attack and stroke plans, hospital indemnity, accident, short-term care and final expense coverage. In addition, its dental, vision and hearing plans are guaranteed issue. See our supplemental insurance plans page.

πŸ’΅ Cash-Benefit Plans

How does ManhattanLife cancer and heart coverage work?

You pick cancer only, heart attack and stroke only, or both. Then a covered diagnosis pays a lump sum directly to you. Combined benefits can reach $150,000. Learn more about out-of-pocket costs.

Is there a waiting period on ManhattanLife final expense?

No. Secure Advantage pays an immediate death benefit to approved applicants. Also, rates never increase and coverage never decreases. Read the benefits of whole life insurance.

What is OmniFlex short-term care?

It pays a daily benefit for nursing home, assisted living or hospice care. Issue ages run from 45 to 89 with simplified underwriting. Meanwhile, a rider adds home health care. Call 888-730-6001 to compare designs.

🀝 Costs & Enrollment

How much does ManhattanLife cost?

It depends on the product, your age and the benefits you choose. For example, accident and hospital plans often cost less than other policies. Still, real quotes beat every estimate. Call 888-730-6001, or request a free quote.

Can ManhattanLife replace my health insurance?

No. Its supplemental plans pay cash on top of major medical coverage. Instead, pair them with an ACA or short-term plan. Compare options on our health insurance page.

How do I enroll through Vivna?

One call usually starts and finishes it. We quote ManhattanLife beside Aflac, Mutual of Omaha, and Cigna for free. Also, browse our ManhattanLife FAQ page.

Answers are general, and plan details vary by carrier and state. Call 888-730-6001 to confirm your options.

Vivna Insurance Blog

πŸ“š ManhattanLife Insurance Tips & Guides

Coverage decisions are easier when you know the basics. So our licensed agents write these guides to explain your options, costs, and enrollment. Then, if a question comes up after reading, call 888-730-6001 anytime.

Contact Vivna Insurance

πŸ“ž Questions About ManhattanLife Insurance?

ManhattanLife Insurance offers many cash-benefit and final expense plans, and the right mix depends on your gaps. Therefore, our licensed agents compare each product with other carriers for you.

Best of all, our help costs you nothing. Request your free quote online, or call 888-730-6001 to speak with an agent today. You can also reach us through our contact page.

Official resources: the ManhattanLife official website, HealthCare.gov, and the National Association of Insurance Commissioners.

BBB A+ Ratedβ€’U.S. Chamber of Commerce Memberβ€’Licensed Agents