👨‍👩‍👧‍👧 Family-Owned🧭 Independent📍 Deerfield Beach, FL

About Vivna Insurance, Your Health Insurance Broker

Vivna Insurance is a family-owned, independent Health Insurance Broker based in Deerfield Beach, Florida. In fact, we started Vivna to give families honest advice instead of one company’s sales pitch. As a result, our licensed agents now compare plans from 50+ carriers across 48 states. Best of all, our help costs you nothing.

Where Life and Healthcare Cross Paths

The story in our name

Two daughters, one name, and a promise to treat every client like family.

48States Licensed
50+Carrier Appointments
20+Years Combined Experience
A+BBB Rating
$0Cost for Our Help
Our Story

📖 How a Family Built Vivna Insurance

Every company has a story, and the story of Vivna Insurance begins at home. Simply put, it grew from a family that wanted insurance help to feel personal again. So here is how it happened, chapter by chapter.

Have a question along the way? Then call 888-730-6001 to talk with a licensed agent.

Family smiling at home after working with Vivna, an independent health insurance broker
❤️ Families first, always
  1. Chapter OneIt Started in Middle School

    First, our founders met as middle school classmates. Then, years later, life brought them back together. That bond still shapes how we treat every client.

  2. Chapter Two20+ Years in the Industry

    Together, our team brings more than 20 years of combined insurance experience. However, we often saw families get advice tied to one carrier’s quota.

  3. Chapter ThreeChoosing Independence

    So we built Vivna as a fully independent broker. As a result, we work for you, not for an insurance company.

  4. Chapter FourA Name With Meaning

    Next came the name. Vivna joins the first letters of our daughters’ names, Vivian and Natalie. Therefore, every policy carries our family’s name and our family’s promise.

  5. Chapter FiveGrowing Nationwide

    Over time, we earned licenses in 48 states and appointments with 50+ carriers. Meanwhile, we earned a BBB A+ rating and joined the U.S. Chamber of Commerce.

  6. TodayYour Neighbor in Deerfield Beach

    Now our licensed agents help families every weekday from our Deerfield Beach office. Still, the mission has never changed: honest help, at no cost to you.

Our Values

💎 What Vivna Insurance Stands For

These four promises guide every call we take. In short, they are why families keep coming back to Vivna.

Honesty First

First, we explain the good and the bad of every plan. As a result, you never get surprised at the doctor’s office.

Truly Independent

Because no carrier owns us, nobody sets our quotas. Instead, we compare 50+ carriers and recommend what fits you.

Family Values

After all, our name comes from our daughters. Naturally, we treat your family the way we treat our own.

Here After Enrollment

Also, our support keeps going after you sign up. For example, we help with claims, changes, and yearly reviews.

Why Independent Matters

⚖️ Independent Health Insurance Broker vs. Going Direct

A captive agent can only sell one company’s plans. By contrast, an independent Health Insurance Broker like Vivna compares many carriers side by side. Consequently, you see more choices and get advice built around your budget.

Even better, you pay the same premium either way, because carriers pay us, not you. To learn more, read how to compare marketplace plans or call 888-730-6001.

Feature
Vivna Broker
Going Direct
Plans you can compare
50+ carriers
One company
Whose interest comes first
Yours
The carrier’s
Cost for the help
$0
$0
Your monthly premium
Same price
Same price
Tax credit check
Every client
On your own
Doctor network check
We check for you
On your own
Help after you enroll
Your own agent
A call center
How It Works

🧭 Three Simple Steps to the Right Plan

Shopping for coverage can feel overwhelming. Fortunately, our process keeps it simple, and it never costs you a dime.

🤝 Getting to Know You

First, we listen. Then we review your budget, doctors, prescriptions, and household.

  • Current coverage review
  • Budget and income check
  • Doctor and drug list

📊 Comparing Your Options

Next, we line up plans from many carriers. After that, we show you real costs side by side.

  • Premiums and deductibles
  • Network and doctor access
  • Tax credit savings

✅ Enrollment and Beyond

Finally, we handle the application with you. Even after you enroll, we stay your point of contact.

  • Error-free enrollment
  • Coverage start confirmed
  • Yearly plan reviews
Our Team

👋 Meet the People Behind Vivna Insurance

When you call Vivna, you talk to real people, not a phone tree. So here are a few of the faces behind the voice.

Heather SpragueOwner & Agent of Record

Heather leads our licensed agents and personally helps clients compare plans. In fact, many of our five-star reviews mention her by name.

Michael SpragueDirector of Marketing

Meanwhile, Michael builds the tools, guides, and website that help families learn before they buy. Also, he keeps Vivna growing nationwide.

Our Licensed AgentsLicensed in 48 States

Together, our agents compare health, dental, vision, life, and supplemental plans every day. Above all, they treat each caller like family.

Our Carriers

🤝 Appointed With 50+ Carriers Nationwide

Because we are independent, we can shop many top companies for you. So here are a few of the names our clients know best.

Plus dozens more. See plans in your state →

Client Reviews

⭐ What Clients Say About Vivna Insurance

Kind words from real clients mean the world to our family. So here is what a few of them shared after working with Vivna.

★★★★★
“Heather Sprague is bar none the best health insurance rep I’ve ever had. She personally calls you even on off-hours if you have a question, and she fixes any issues you might have. I can’t say enough good things about her and Vivna - honest, trustworthy, reliable, and just good people who care!”
Kimberly S.Vivna client
★★★★★
“Renewal period, and put off dealing with making this call because I dreaded it! But I was blessed to get Heather to help me, and she was AMAZING! Called when she said she would and took 100% care of every step, including calling my doctors to ensure they were in the plans we were shopping.”
Lisa P.Vivna client
★★★★★
“Heather S. is FANTASTIC, and her customer service was remarkable! She walked me through the entire process and made me feel like family. Throughout my experience, she showed kindness and professionalism, responsiveness and genuine care - ensuring I was taken care of each step of the way. Great service and people! A+”
Alicia S.Vivna client
Vivna InsuranceSuite A · Deerfield Beach
Visit or Call

📍 Visit Vivna Insurance in Deerfield Beach

Prefer to meet in person? Then come see us in Deerfield Beach. When you arrive, look for the yellow building behind American Legion Post 162.

Questions

❓ Vivna Insurance FAQs

Curious about Vivna Insurance, or how a health insurance broker works? Then start with these quick answers.

Still wondering about something? Call 888-730-6001, and a licensed agent will help. You can also browse our health insurance FAQ page.

❓ What does a health insurance broker do?

A Health Insurance Broker compares plans from many insurance companies for you. Then the broker explains costs, networks, and savings in plain English. Finally, the broker helps you enroll and stays with you afterward. Next, learn more in how health insurance works, or check the HealthCare.gov glossary.

❓ Is Vivna Insurance an independent broker?

Yes. Vivna is family-owned and fully independent, so no single carrier controls our advice. Instead, we compare plans from 50+ carriers and recommend what fits your needs.

❓ Does using a health insurance broker cost me anything?

No. Our help is always free, because insurance companies pay brokers directly. In addition, you pay the same premium as buying on your own. So call 888-730-6001 to see for yourself.

❓ Which states is Vivna licensed in?

Right now, Vivna is licensed in 48 states. However, plan choices still vary by state. So check your local options on our state health insurance guides.

❓ What insurance carriers does Vivna work with?

We are appointed with 50+ carriers nationwide. For example, these include UnitedHealthcare, Ambetter, Oscar, Cigna, and Molina. Explore the Ambetter plan options to see one example.

❓ What types of insurance does Vivna offer?

We offer health, dental, vision, life, and supplemental coverage. Also, short-term plans are available in many states. Start with our health insurance plans page.

❓ Where is Vivna Insurance located?

Our office is at 810 SE 8th Ave, Suite A, in Deerfield Beach, Florida. Even so, most clients work with us by phone from anywhere in our 48 states.

❓ How do I get started with Vivna?

Simply call 888-730-6001 or request a free quote online. Then a licensed agent will review your needs and compare plans with you. Meanwhile, our guide to health insurance subsidies explains how you may save.

Let’s Talk

Ready to Meet Your Health Insurance Broker?

Your family deserves honest answers and a plan that fits. So call 888-730-6001 today, or request a free quote online in minutes.