Arkansas Health Insurance Questions: Answers on Plans, Subsidies, ARHOME, ARKids and Your Rights
These answers cover the Arkansas health insurance questions our licensed agents hear most, from HealthCare.gov to ARHOME and ARKids. Call 888-730-6001 weekdays, 9 a.m. to 6 p.m. Eastern, for free help.
Vivna Insurance is an independent, licensed agency, not a government website. Rules, plans, prices and carriers change and vary by county. Confirm details with official sources or a licensed agent.
Arkansas Health Insurance Basics
Start here for where Arkansans shop, who oversees the marketplace and who regulates plans.
β Where do Arkansans buy marketplace health insurance?
Arkansans enroll in marketplace plans through HealthCare.gov. A licensed agent can enroll you there at no extra cost.
Arkansas oversees its marketplace through a state division, but enrollment runs on the federal platform. HealthCare.gov is the only place to get premium tax credits. The federal call center is 1-800-318-2596. Our agents can compare plans in your county first.
β What is the Arkansas Health Insurance Marketplace?
It is a division of the Arkansas Insurance Department that oversees the state's exchange and local enrollment help.
State law created it, and it works alongside HealthCare.gov. It offers a My Arkansas HelpLine at 1-844-355-3262 on weekdays. It also shares resources in Spanish and for Marshallese and Native American communities. Licensed agents like Vivna can help too.
β Who regulates health insurance in Arkansas?
The Arkansas Insurance Department regulates insurers and agents that sell fully insured plans in the state.
Its Consumer Services Division investigates complaints and handles external review forms. Call 501-371-2640 or toll-free 800-852-5494. Large self-funded employer plans fall under federal Labor Department rules instead. Your plan documents show which type you have.
β How many Arkansans buy health insurance on the marketplace?
About 160,000 Arkansans picked a marketplace plan during the most recent Open Enrollment, according to KFF.
That was down slightly from about 167,000 the year before. Many more Arkansans get private plans through ARHOME, the state's Medicaid expansion. Most marketplace enrollees also get financial help. A licensed agent can check whether you qualify.
β Why do so many Arkansans lack health insurance?
About 11.2% of Arkansans under 65 are uninsured in the latest KFF data, above the national rate of 9.8%.
Cost is the biggest barrier for many working families. Hourly plant, farm and service jobs often lack affordable benefits. Some adults also do not realize they may qualify for ARHOME. Checking both ARHOME and the marketplace is the best first step.
β Is there a penalty for not having health insurance in Arkansas?
No. Arkansas has no state health insurance mandate, and the federal penalty is currently $0.
You will not owe a tax penalty for going uninsured. Still, one emergency visit or hospital stay can cost thousands of dollars. Missing Open Enrollment can also leave you waiting months for coverage. That risk is why most Arkansans keep a plan.
β Does Arkansas health insurance cost more through an agent?
No. Marketplace premiums are the same whether you enroll alone or with a licensed agent.
Insurers pay agents, so you never pay Vivna a fee for help. Plus, an agent can compare carriers, check doctors and estimate your tax credit. Vivna is a licensed agency appointed with 50+ carriers. Our agents help Arkansans by phone from start to finish.
Arkansas Open Enrollment and Special Enrollment
Timing matters in Arkansas. Here is when you can enroll, what opens a special window and what to do if your carrier changes.
β When is Open Enrollment for health insurance in Arkansas?
Open Enrollment on HealthCare.gov currently runs from November 1 to January 15.
Enroll by December 15 for coverage that starts January 1. If you enroll between December 16 and January 15, coverage usually starts February 1. Federal rules on the season's length have shifted recently, so confirm dates each fall. We post updates on our Open Enrollment page.
β Can I buy health insurance in Arkansas after Open Enrollment ends?
Yes, if a qualifying life event opens a Special Enrollment Period, which usually lasts 60 days.
Common triggers include losing other coverage, marriage or having a baby. Without a qualifying event, you can still look at short-term, tri-term or supplemental coverage. Medicaid and ARKids also take applications all year. An agent can tell you which path fits.
β What counts as a qualifying life event in Arkansas?
Losing coverage, moving, getting married, and having or adopting a child are the most common qualifying events.
Losing job-based coverage or Medicaid is the most frequent trigger. After losing Medicaid, you generally have up to 90 days to pick a plan. A permanent move into Arkansas qualifies if you had coverage before the move. Gaining citizenship or leaving incarceration can also qualify. Expect HealthCare.gov to ask for documents that prove the event.
β Can low-income Arkansans still enroll in any month?
Not through the old low-income window. Federal law ended premium tax credits for enrollment based on income alone.
However, adults under about 138% of the poverty level can apply for ARHOME any time. Members of federally recognized tribes can also enroll in marketplace plans monthly. Everyone else needs Open Enrollment or a qualifying event. An agent can check which option applies to you.
β Will my Arkansas health insurance renew automatically?
Usually yes. HealthCare.gov re-enrolls most people into the same or a similar plan if they do nothing.
But your premium, network and tax credit can all change at renewal. Recent federal law also adds income checks that may limit automatic renewal down the road. So review your plan every fall instead of letting it roll over. A quick agent review can catch a costly surprise.
β What if my Arkansas marketplace carrier is leaving?
If your carrier exits, HealthCare.gov usually moves you to a similar plan, but you should still shop yourself.
Some companies that sold Arkansas individual plans did not file plans for the coming year. Watch for a notice from your carrier this fall. Losing your plan also gives you a Special Enrollment Period. Vivna can help you find a plan that keeps your doctors.
β Do Native American Arkansans have special enrollment rights?
Yes. Members of federally recognized tribes can enroll in or change marketplace plans once a month, all year.
Tribal members earning 100% to 300% of the poverty level can get zero cost-sharing plans. That means no deductibles or copays for covered care. You can also keep using Indian Health Service and tribal clinics. Bring proof of tribal membership when you apply.
Arkansas Health Insurance Subsidies and Costs
Most Arkansas enrollees get help with premiums. These answers explain tax credits, the subsidy cliff and what you might owe at tax time.
β How do health insurance subsidies work in Arkansas?
Premium tax credits lower your monthly premium based on income, household size and your local benchmark silver plan.
You can take the credit each month or claim it at tax time. The amount is tied to the second-lowest-cost silver plan in your area. You can then use it on any metal level. Learn more in our health insurance subsidies guide.
β Who qualifies for premium tax credits in Arkansas?
Generally, people earning 100% to 400% of the poverty level without affordable job coverage or Medicaid.
In Arkansas, most adults under 138% of poverty go to ARHOME instead. You must also file taxes and be lawfully present. Federal law now limits credits for some lawfully present immigrants. An agent can run your numbers in a few minutes.
β Is there a subsidy cliff for health insurance in Arkansas?
Yes. The enhanced credits that removed the cliff expired, so income above 400% of poverty gets no credit.
Congress had not renewed the enhanced credits as of our latest review. That means one extra dollar of income can cost you all your help. Pre-tax retirement and HSA contributions can lower the income that counts. Ask an agent where you land.
β How many Arkansans get help paying their premium?
About 87% of Arkansas marketplace enrollees received financial help at the most recent Open Enrollment, per KFF.
For lower-income households, that help often covers most of the full premium. Still, net costs rose after the enhanced credits ended. As a result, checking your credit each fall is worth the time. Our agents do that check for free.
β What are cost-sharing reductions in Arkansas?
Cost-sharing reductions lower deductibles and copays on silver plans for people earning up to 250% of poverty.
You only get these savings on a silver plan. At lower incomes, a silver plan can work almost like a gold or platinum plan. That can mean a deductible of a few hundred dollars instead of several thousand. So never skip silver plans without checking.
β Why can a gold plan cost less than silver in Arkansas?
Insurers add the cost of cost-sharing reductions to silver premiums, which can push silver above some gold plans.
This pricing quirk is called silver loading. Because your tax credit grows with silver prices, gold and bronze plans can look cheap after the credit. Some Arkansans find a gold plan for nearly the price of silver. Compare every metal level before you choose.
β Are Arkansas health insurance rates going up?
Yes. Recent Arkansas filings asked for increases from about 3% to 16%, depending on the carrier and plan.
Final approved rates can differ from requests. For subsidized enrollees, the tax credit absorbs much of the increase. People who earn too much for credits feel the full hit. Shopping each fall is the best defense.
β Do I have to pay back a subsidy in Arkansas?
Possibly. If your income ends up higher than you estimated, you may repay some or all of the extra credit.
Federal law removed the old repayment caps, so the full excess can be due at tax time. Report raises, new jobs and household changes to HealthCare.gov quickly. Updating mid-year adjusts your monthly credit. That simple step can prevent a large tax bill.
Arkansas Medicaid, ARHOME and ARKids First
Arkansas expanded Medicaid through ARHOME, which often uses private health plans. ARKids First covers children. Here is who qualifies and what is changing.
β Did Arkansas expand Medicaid?
Yes. Arkansas expanded Medicaid through a program now called ARHOME, which replaced Arkansas Works.
ARHOME covers low-income adults ages 19 to 64 up to about 138% of the poverty level. Because of expansion, Arkansas has no Medicaid coverage gap for most citizens. You can apply any time through the Department of Human Services. Our agents can help you compare options.
β How does ARHOME use private health plans?
Many ARHOME members are enrolled in private marketplace health plans, with Medicaid paying the premium.
Carrier filings show more than 160,000 ARHOME members covered through these private plans. Members get an insurance card from the plan, not just a Medicaid card. Networks follow the private plan's rules. Ask the plan or DHS if you are unsure which card to use.
β Do ARHOME members pay anything?
Some ARHOME members pay small copays or a small share of costs, based on income.
The state says the goal is to keep costs small while avoiding big medical bills. Your plan materials list any copays that apply to you. Lower-income members often pay little or nothing. Contact the Department of Human Services with questions.
β Do ARHOME members have to work?
Many do. Arkansas is phasing in new federal work and community engagement rules for ARHOME adults.
Federal rules generally require 80 hours a month of work, school, training or community service. Earning at least $580 a month, about 80 hours at the federal minimum wage, also meets the rule. Parents of young children, pregnant members and medically frail people can be exempt. Arkansas started with compliance checks and notices before full enforcement. Read every DHS notice carefully.
β Can my children get ARKids First in Arkansas?
Yes. ARKids First A covers children in lower-income families, and ARKids B covers children in families with higher incomes.
ARKids B is Arkansas's CHIP coverage and may include small copays. Both cover checkups, doctor visits and other key children's care. Apply any time through DHS. Children who do not qualify can join a marketplace plan instead.
β Does Arkansas Medicaid cover pregnancy?
Yes. Arkansas Medicaid covers pregnant Arkansans, with income limits higher than for other adults.
Pregnancy coverage includes prenatal visits, delivery and care after birth. Apply as soon as you learn you are pregnant. Your baby can usually stay covered after birth. Contact DHS for current income limits and coverage length.
β Should I apply for ARHOME or a marketplace plan?
If your income is under about 138% of poverty, apply for ARHOME first. Above that, a marketplace plan with tax credits usually fits.
HealthCare.gov screens you and sends Medicaid-eligible applicants to the state. You cannot get tax credits if you qualify for ARHOME. When income rises above the limit, report it and switch. An agent can help you time the move.
β Can I have a marketplace plan while my kids are on ARKids?
Yes. Many Arkansas families have parents on a marketplace plan and children on ARKids First.
HealthCare.gov screens each family member separately. Children who qualify for ARKids are routed there, not to tax credits. Parents can still get a credit for their own plan. Your agent can help you set up both pieces.
Arkansas Health Insurance Carriers and Networks
Arkansas has few individual-market carriers, so networks matter. These answers cover who sells plans and the health systems people ask about.
β Which carriers sell marketplace health insurance in Arkansas?
Arkansas Blue Cross and Blue Shield and its affiliates lead the market. QCA Health Plan also filed plans.
Some other companies that sold Arkansas plans did not file for the coming year. That leaves fewer choices in many counties. Your ZIP code decides your real options. An agent can pull them up in minutes.
β Which Arkansas health insurance carriers does Vivna quote?
Vivna can quote Blue Cross Blue Shield and other carriers where available, plus UnitedHealthcare short-term and tri-term plans.
We also offer dental, vision, life and supplemental coverage. Vivna is appointed with 50+ carriers nationwide. Our agents compare options side by side at no cost. Call to see every plan we can quote in your county.
β Is Arkansas Blue Cross and Blue Shield the biggest carrier?
Yes. Arkansas Blue Cross and Blue Shield and its affiliates cover the largest share of Arkansas individual plans.
Its affiliates include HMO-style plans with their own networks. A Blue plan can help if you travel or have family in other states. Still, individual plan networks can be limited. Check your doctors for your exact plan.
β How do I check if my doctor is in an Arkansas plan's network?
Search the carrier's provider directory for your exact plan name, then call the doctor's office to confirm.
Networks differ even between plans from the same carrier. Also confirm your hospital, lab and pharmacy. Vivna agents can check doctors for you before you enroll. Use our find a doctor tool to get started.
β Which hospital systems matter most in Arkansas health insurance networks?
Shoppers most often ask about UAMS Health, Baptist Health, CHI St. Vincent, Mercy and Washington Regional.
Families with children also ask about Arkansas Children's. In Northwest Arkansas, Mercy and Washington Regional come up most. Networks change each year and differ by plan. Always confirm your hospital for your exact plan.
β Will an Arkansas plan cover care in Memphis, Tulsa or Texarkana?
Only if those providers are in your plan's network, so check before you choose a plan.
Many Arkansans near the borders use hospitals in Tennessee, Oklahoma or Texas. HMO and EPO plans usually cover only emergencies outside the network. Ask your agent to search those providers by name. That one step can prevent a large bill.
β Should I choose an HMO or a PPO in Arkansas?
It depends on your doctors and budget. HMOs usually cost less but limit you to the network.
PPOs allow some out-of-network care but often cost more each month. Plan types vary by carrier and county in Arkansas. If you see specialists often, compare referral rules carefully. Our agents can explain each option.
Arkansas Short-Term and Tri-Term Health Insurance
Arkansas allows short-term and tri-term plans, and Vivna offers UnitedHealthcare options here. Learn the limits before you buy.
β Is short-term health insurance legal in Arkansas?
Yes. Arkansas allows short-term health insurance, and Vivna offers UnitedHealthcare short-term plans there.
Short-term plans are not ACA marketplace plans. They can decline applicants based on health history and exclude pre-existing conditions. In return, premiums are often lower for healthy people. They work best as a bridge between other coverage.
β How long can a short-term plan last in Arkansas?
Arkansas allows a first term of less than 12 months and up to 36 months in total.
The Arkansas Insurance Department set these limits in a bulletin after federal enforcement changed. A new federal rule is also expected. Each plan's own terms may be shorter than the state maximum. For example, UnitedHealthcare short-term certificates cannot be renewed. Ask us what terms are available today.
β What short-term plan lengths does Vivna offer in Arkansas?
In Arkansas, short-term terms run 1 month to just under 12 months; ask an agent for options.
You pick a start date and a deductible level. Prices depend on your age, ZIP code and plan design. UnitedHealthcare short-term certificates cannot be renewed. Your agent can quote each length side by side.
β Are tri-term health insurance plans available in Arkansas?
Yes. Vivna offers UnitedHealthcare TriTerm Medical plans in Arkansas for longer coverage.
TriTerm Medical offers nearly 3 years of coverage over three terms with one application; premiums may change. That avoids new health questions at each term. It suits healthy Arkansans who expect a long gap in job coverage. Ask us how tri-term compares with marketplace coverage.
β How do short-term plans treat pre-existing conditions in Arkansas?
Short-term plans usually exclude pre-existing conditions and can decline applicants based on health questions.
Insurers often review your recent medical history before paying a claim. So a condition treated before your plan began may not be covered. People with ongoing health needs usually do better on a marketplace plan. ACA plans cannot deny you or charge more for health history.
β Can I get a subsidy on a short-term plan in Arkansas?
No. Premium tax credits only apply to marketplace plans, not short-term or tri-term health insurance.
If you qualify for a large credit, a marketplace plan may cost less than short-term coverage. Short-term plans also skip some ACA benefits, often including maternity care. Compare both before you decide. Our agents quote both types side by side.
β Should I buy short-term coverage if I might qualify for ARHOME?
No. Apply for ARHOME first, because it offers fuller coverage at little or no cost.
Short-term plans can deny claims for prior conditions, while ARHOME cannot. ARHOME also covers maternity, mental health and prescriptions. If your income is close to the limit, apply anyway. Then use short-term only if you are denied.
β When does short-term health insurance make sense in Arkansas?
It often fits healthy people between jobs, waiting on employer coverage, or who missed Open Enrollment.
It can also help early retirees who earn too much for tax credits. However, it is not a fit for pregnancy or ongoing treatment. Also, a short-term plan ending does not open a Special Enrollment Period. Plan your next step before the term runs out.
Arkansas Surprise Bills, Appeals and Your Rights
Federal law protects Arkansans from most surprise bills, and the Insurance Department handles external review. Here is how to use both.
β Does Arkansas protect me from surprise medical bills?
Yes. The federal No Surprises Act protects Arkansans from most surprise bills for emergency care and some facility care.
In covered situations, you generally pay only in-network cost sharing. Report insurer problems to the Arkansas Insurance Department. Provider billing problems can go to the federal No Surprises Help Desk at 1-800-985-3059. Keep copies of every bill.
β Which bills does the No Surprises Act cover in Arkansas?
It covers most emergency care, out-of-network doctors at in-network facilities, and air ambulance flights.
Ground ambulance bills are generally not covered by the federal law. Uninsured or self-pay patients can ask for a good faith estimate before scheduled care. If the final bill beats the estimate by $400 or more, you can dispute it. Keep every estimate and bill you receive.
β How do I appeal a denied health insurance claim in Arkansas?
Start with an internal appeal to your insurer, usually within 180 days of the denial notice.
Ask for the denial reason in writing and gather records from your doctor. Urgent cases must be decided faster. Keep copies of everything you send. Our claim appeals guide walks through each step.
β How does external review work in Arkansas?
After your insurer's final denial, you can request an independent external review through the Arkansas Insurance Department.
The department posts external review forms and answers on its website. Deadlines are listed in your final denial letter, so act quickly. Urgent cases can move faster. Call Consumer Services at 800-852-5494 for help.
β How do I file a health insurance complaint in Arkansas?
File online with the Arkansas Insurance Department, or call 501-371-2640 or 800-852-5494.
Consumer Services investigates complaints and works with both you and the insurer. Include your policy number, key dates and copies of letters. Self-funded employer plan complaints go to the federal Labor Department. Vivna clients can also call us first for help.
β What benefits must Arkansas health insurance plans cover?
Marketplace plans must cover ten essential health benefits, including hospital care, prescriptions, maternity and mental health.
Preventive care, like screenings and vaccines, is covered without a copay in network. Plans cannot deny you or charge more for pre-existing conditions. Children's dental and vision are part of the required benefits. Short-term and supplemental plans do not follow these rules.
Arkansas Dental, Vision and Supplemental Plans
Major medical is only part of the picture. These answers cover dental, vision, supplemental and life coverage for Arkansans.
β Can I buy dental and vision insurance in Arkansas any time?
Yes. Stand-alone dental and vision plans sold outside the marketplace can usually be bought any month.
Dental plans sold on HealthCare.gov follow Open Enrollment rules, though. Many private dental plans also have waiting periods for major work. Vivna quotes dental and vision all year. Start with our dental and vision insurance page.
β Do Arkansas marketplace plans include adult dental?
Usually not. Adult dental is not a required benefit, though children's dental is.
You can add a stand-alone dental plan during Open Enrollment. Separate dental plans also sell all year outside the marketplace. Compare waiting periods and annual maximums. Ask us about Renaissance Dental and other options.
β Do Arkansas marketplace plans include vision coverage?
Children's vision care is included, but routine adult eye exams and glasses usually are not.
Adult vision is not one of the required benefits. A stand-alone vision plan can cover exams, frames and contacts. These plans are often inexpensive and sold all year. Ask us to add one to your quote.
β What supplemental plans can Arkansans add to health insurance?
Common add-ons include hospital indemnity, accident, critical illness and cancer plans that pay you cash.
These plans help with deductibles and lost income after a big medical event. Carriers like Aflac offer them alongside major medical. Accident plans can make sense for plant, farm and timber work. Vivna can pair them with your main plan.
β Does supplemental insurance count as health coverage in Arkansas?
No. Supplemental plans add cash benefits but do not replace a comprehensive health plan.
They do not count as minimum essential coverage under the ACA. So losing one does not open a Special Enrollment Period. Pair them with a marketplace, employer, short-term or tri-term plan instead. That way, the big bills stay covered.
β Does Vivna sell life insurance in Arkansas?
Yes. Vivna offers term and whole life insurance, including plans from Mutual of Omaha.
Life insurance protects your family's income if something happens to you. Term life is usually the lowest-cost option for young families. Whole life builds cash value over time. An agent can size coverage to your mortgage and debts.
Arkansas Health Insurance for Your Situation
Arkansas's farms, plants, freight companies and growing Northwest corner create unique coverage needs. Find answers for yours.
β What health insurance can self-employed Arkansans buy?
Most self-employed Arkansans buy marketplace plans, often with tax credits, and may deduct their premiums.
Federal law now treats bronze and catastrophic marketplace plans as HSA-eligible. That adds another tax break for business owners and farmers. Short-term or tri-term coverage can bridge gaps for healthy owners. See our self-employed tax deduction guide.
β What are health insurance options for Arkansas plant and hourly workers?
Hourly workers without an affordable job plan may qualify for ARHOME or marketplace tax credits.
If your job's plan is unaffordable under federal rules, you may still qualify for marketplace help. Lower earners should check ARHOME first. Losing a job-based plan opens a Special Enrollment Period. Read our part-time worker guide.
β What health insurance can Arkansas truck drivers get?
Owner-operators and contract drivers usually buy individual marketplace plans, with tax credits if income qualifies.
Arkansas is home to major freight carriers and busy routes like I-40 and I-30. Drivers on the road need to know how a plan handles care away from home. Many HMO and EPO plans cover only emergencies outside their area. Read our owner-operator health insurance guide.
β Can Marshallese residents in Arkansas get marketplace coverage?
Yes. Under current federal law, Compact of Free Association residents can still qualify for marketplace tax credits.
That includes many Marshallese families in Northwest Arkansas. The state marketplace offers resources for the Marshallese community. Bring immigration and income documents when you apply. Our agents can walk you through each step.
β What are my health insurance options if I retire early in Arkansas?
Early retirees usually use a marketplace plan, COBRA or a spouse's plan until Medicare at 65. TriTerm Medical can cover a gap of nearly 3 years.
Tax credits depend on your income, not your savings. Careful withdrawals can keep income under the 400% subsidy limit. Healthy retirees above that limit sometimes compare tri-term plans. Our early retirement guide explains the trade-offs.
β What happens to my health insurance if I lose my job in Arkansas?
Losing job-based coverage opens a 60-day Special Enrollment Period for a marketplace plan.
You can also elect COBRA, but compare costs first. With lower income, you might qualify for ARHOME or a larger tax credit. Do not let the 60-day window pass. Call us the week your coverage ends.
β How much does family health insurance cost in Arkansas?
It depends on ages, ZIP code, income and plan level, and tax credits often cut the premium sharply.
Children may qualify for ARKids First even when parents buy marketplace plans. The family deductible and out-of-pocket maximum matter as much as the premium. Families who use care often may do better on silver or gold. Read our family health insurance costs guide.
β Can college students get health insurance in Arkansas?
Yes. Students can stay on a parent's plan until 26, use a school plan, or buy their own coverage.
Students at the University of Arkansas or Arkansas State should check networks in Fayetteville or Jonesboro. A parent's out-of-state HMO may only cover emergencies there. Low-income students may qualify for ARHOME or tax credits. An agent can compare all three paths.
β I just moved to Arkansas. Can I get health insurance now?
Usually yes. A permanent move opens a 60-day Special Enrollment Period if you had qualifying coverage before moving.
You generally need at least one day of coverage in the 60 days before the move. Your old plan likely will not work well in Arkansas, so switch soon. You can also apply for ARHOME or ARKids at any time. Call us when you arrive to compare local plans.
π More Guides for Arkansas Health Insurance Shoppers
Each answer above tackles one Arkansas question. These guides from our licensed agents go deeper on costs, coverage and your options. Questions? Call 888-730-6001 Monday through Friday, 9 a.m. to 6 p.m. Eastern.
Arkansas Coverage Guides
Related FAQ Libraries
Arkansas City Health Insurance Guides
Want answers for your part of Arkansas? Our local guides cover nearby hospitals and networks, county help programs and the plans sold in each area.
See the full Arkansas health insurance guide, or call 888-730-6001 Monday through Friday, 9 a.m. to 6 p.m. Eastern, for free help from a licensed agent.
Questions About a Neighboring State?
Live near the Arkansas border or moving soon? Rules, carriers and help programs change at the state line. See the answers for nearby states:
π Still Have Arkansas Health Insurance Questions?
Every Arkansas county and family is different. That is why our licensed agents compare Arkansas plans, subsidies and networks for you, free.
Help costs you nothing. Request a free quote online, or call 888-730-6001 Monday through Friday, 9 to 6 Eastern. You can also reach us through our contact page.
- π 888-730-6001
- βοΈ memberservices@vivna.net
- π Deerfield Beach, Florida
Official Arkansas resources: Facebook, X, YouTube, Instagram, LinkedIn and Pinterest
Vivna Insurance is an independent, licensed agency, not a government website. Answers reflect current Arkansas and federal rules, which can change. Plans, prices and carriers vary by county.