🩺 Make the Most of Preventive Care Benefits

Your preventive care benefits are some of the most valuable parts of your plan. ACA plans cover a yearly wellness visit, many vaccines, and free screenings at no cost in network. Yet many people never use them.

This guide shows how to use each benefit to stay healthy. It also explains how to avoid surprise bills. Call 888-730-6031 and a licensed broker will explain the preventive care benefits in your plan.

Six ways to use preventive services and stay healthy

🎯 The Quick Version

  • 🩺 First, book a yearly wellness visit
  • πŸ”¬ Next, get screenings on schedule
  • πŸ’‰ Also, stay current on vaccines
  • πŸ’» Plus, use telehealth for quick questions

πŸ“Œ What You Need

  • πŸ‘©β€βš•οΈ To start, an in-network doctor
  • πŸͺͺ Next, your member ID card
  • πŸ“‹ Also, your health history
  • πŸ“… Finally, a reminder system

πŸ“ž Know Your Benefits

A broker can explain what your plan covers in minutes. Our guide on the benefits of health insurance covers the big picture. Also, our guide to what health insurance covers lists covered services.

Then call 888-730-6031 for help. We review preventive services across plans. As a result, you use every free benefit.

πŸ“… Book Your Yearly Wellness Visit

The yearly wellness visit anchors your preventive care benefits. Typically, your doctor checks vitals, reviews history, and orders screenings you need. In most cases, the visit costs nothing in network.

Also, this visit builds a relationship with your doctor. In turn, that makes future care easier. Call 888-730-6031 to find an in-network doctor.

βœ… What Happens at the Visit

  • ❀️ First, blood pressure and weight
  • πŸ“‹ Next, health history review
  • πŸ”¬ Also, screening recommendations
  • πŸ’‰ Finally, vaccine updates

πŸ’‘ Tips for the Visit

  • πŸ“ To start, bring a list of questions
  • πŸ’Š Next, bring your medication list
  • πŸ—£οΈ Also, mention family history
  • πŸ“… Plus, book your next checkup before leaving

πŸ“ž Find a Doctor

An in-network doctor unlocks your preventive care benefits. Our Oscar network guide shows how to search directories. Call 888-730-6031 to book your wellness visit with confidence.

πŸ”¬ Free Screenings by Age

Free screenings are a core part of preventive care benefits. Typically, blood pressure checks start in early adulthood. Later, cancer screenings begin based on age and risk.

For example, colorectal screening typically starts at 45. Women usually begin mammograms at 40. Call 888-730-6031 to see which preventive services your plan covers.

Free screenings by age chart

πŸ“‹ Common Adult Screenings

  • ❀️ First, blood pressure
  • 🩸 Next, cholesterol and diabetes
  • πŸŽ—οΈ Also, breast and cervical cancer
  • πŸ”¬ Finally, colorectal cancer

πŸ‘Ά Screenings for Kids

  • πŸ“ To start, growth checks
  • πŸ‘‚ Next, hearing and vision
  • 🧠 Also, development checks
  • πŸ’‰ Plus, lead and anemia tests

πŸ“ž Stay on Schedule

Screenings work best on schedule, so track your preventive care benefits. Our child health insurance guide covers well-child care. Call 888-730-6031 for help.

πŸ’‰ Vaccines at No Cost

Vaccines are among the easiest preventive care benefits to use. Most ACA plans cover routine vaccines at no cost in network. That even includes flu shots and many adult vaccines.

Also, many pharmacies give vaccines with no appointment. However, check that the pharmacy is in your network first. Call 888-730-6031 to confirm your preventive services.

πŸ’‰ Common Covered Vaccines

  • 🀧 First, yearly flu shots
  • 🦠 Next, tetanus boosters
  • 🩺 Also, shingles for older adults
  • πŸ‘Ά Plus, routine childhood vaccines

πŸͺ Where to Get Them

  • πŸ‘©β€βš•οΈ To start, your doctor
  • πŸͺ Next, in-network pharmacies
  • πŸ₯ Also, clinics
  • 🏫 Finally, some school programs

πŸ“ž Check Coverage

Vaccines round out your preventive care benefits. Our health insurance basics guide explains networks. Call 888-730-6031 to confirm free screenings and vaccines.

🧾 Avoid Surprise Bills

Billing codes decide whether you use preventive care benefits or pay a copay. If you raise a new problem, the visit may become diagnostic. Then cost sharing can apply.

So, keep the wellness visit focused when possible. Book a separate visit for new issues. Call 888-730-6031 if you get a bill you do not understand.

Wellness visit vs diagnostic visit comparison

⚠️ Common Billing Traps

  • 🩺 First, new symptoms during a checkup
  • πŸ”¬ Next, follow-up tests after a screening
  • πŸ₯ Also, out-of-network labs
  • πŸ“‹ Finally, wrong billing codes

βœ… How to Protect Yourself

  • πŸ“ž To start, ask the office how they bill
  • πŸ₯ Next, use in-network labs
  • 🧾 Also, review every statement
  • πŸ’¬ Plus, call your carrier with questions

πŸ“ž Get Billing Help

Billing questions can cloud your preventive care benefits. Our copays and coinsurance guide explains cost sharing. Call 888-730-6031 and we can help with telehealth and billing questions.

πŸ’» Telehealth and Nurse Lines

Telehealth stretches your preventive care benefits further. Usually, plans offer virtual visits at a low copay. Some even offer free nurse lines around the clock.

Also, telehealth works well for follow-ups and quick questions. As a result, you save time and travel. Call 888-730-6031 to find plans with strong telehealth options.

πŸ’» Good Uses for Telehealth

  • πŸ€’ First, colds and minor illness
  • πŸ’Š Next, prescription refills
  • 🧠 Also, mental health visits
  • πŸ“‹ Plus, follow-up questions

⚠️ When to Go In Person

  • πŸš‘ To start, emergencies
  • 🩻 Next, tests and imaging
  • 🩺 Also, physical exams
  • πŸ’‰ Finally, vaccines

πŸ“ž Find Virtual Care

Virtual care makes preventive care benefits easier to use. Our how health insurance works guide explains visit types. Call 888-730-6031 to compare wellness programs and telehealth options.

πŸ‹οΈ Wellness Programs and Rewards

Wellness programs add perks on top of your preventive care benefits. Some carriers reward steps, checkups, or healthy habits. Similarly, others offer gym discounts or coaching.

For example, a plan may give gift cards for completing a wellness visit. However, rewards vary by carrier and state. Call 888-730-6031 to compare programs.

🎁 Common Perks

  • πŸ‘Ÿ First, step challenges
  • πŸ‹οΈ Next, gym discounts
  • πŸ₯— Also, nutrition coaching
  • 🚭 Plus, quit-smoking help

βœ… How to Join

  • πŸ“± To start, download the carrier app
  • πŸ“ Next, complete a health survey
  • πŸ“… Also, book your checkup
  • 🎁 Finally, track your rewards

πŸ“ž Compare Perks

Perks are a bonus beyond core preventive care benefits. Our UnitedHealthcare plan options guide covers one carrier’s extras. Call 888-730-6031 to find plans with free screenings and rewards.

πŸ’Š Managing Ongoing Conditions

Preventive care benefits also help you manage ongoing conditions. In particular, regular checkups catch changes early. Plus, taking medicine as prescribed prevents costly complications.

Many plans offer care management for diabetes, asthma, and heart disease. These programs often cost nothing extra. Call 888-730-6031 to see what your plan offers.

🩺 Helpful Habits

  • πŸ’Š First, take medicine as prescribed
  • πŸ“… Next, keep follow-up visits
  • πŸ“Š Also, track your numbers
  • πŸ—£οΈ Finally, ask questions

πŸ› οΈ Plan Tools

  • πŸ‘©β€βš•οΈ To start, care managers
  • πŸ’» Next, telehealth check-ins
  • πŸͺ Also, mail-order refills
  • πŸ“± Plus, health apps

πŸ“ž Get Support

Ongoing care builds on your preventive care benefits. Our guide to diabetes and health insurance covers blood sugar care. Call 888-730-6031 to compare wellness programs.

❓ Preventive Care Benefits FAQ

People ask us about preventive care benefits every day. So here are short answers on screenings, vaccines, and telehealth. Each answer reflects what our brokers explain on real calls.

Have a question about your own wellness visit? Call 888-730-6031 and talk with a licensed broker. No question is too small.

🩺 Is My Yearly Checkup Free?

Usually, if your doctor is in network.

πŸ”¬ Are All Screenings Free?

Recommended screenings are. Follow-up tests may not be.

πŸ’‰ Do Plans Cover Flu Shots?

Most ACA plans cover them at no cost.

🧾 Why Did I Get a Bill?

The visit may have included diagnostic care.

πŸ’» Is Telehealth Covered?

Many plans include it, often at a low copay.

🀝 Can Vivna Review My Plan?

Absolutely, for free. Call 888-730-6031 to start.

πŸ“ž Get Help Using Your Plan From Vivna

It is easier to use preventive care benefits with help from a licensed broker. Vivna lines up every carrier, credit, and cost for free. We help individuals and families across most of the country.

Getting started takes only a few minutes. Simply call, request a quote online, or send us a message. Either way, a real person will help. You can also reach us at 888-730-6031 during business hours.

πŸš€ Easy Ways to Reach Us

🌐 Trusted Outside Resources

βœ… Why Families Choose Vivna

Vivna is a licensed, independent brokerage with an A+ BBB rating. We work with UnitedHealthcare, Ambetter, Oscar, Molina, and 50+ carriers in total. As a result, you can compare telehealth, wellness programs, and costs in one call.

Our help is always free, with no pressure to buy. Call 888-730-6031 and let us explain your preventive care benefits today.

Find Local Health Insurance Help

Plans, prices and help programs change by state and even by county. These local guides show what is available near you.

More local help: the Florida health insurance guide, plus guides for Texas, Georgia, North Carolina and every state we serve.

Prefer to talk it through? Call 888-730-6031 Monday through Friday, 9 a.m. to 6 p.m. Eastern, for free help from a licensed agent.