Ambetter Leaving the Marketplace in 2027: What Members Need to Do

By Michael Sprague, Licensed Health Insurance Agent · Reviewed by Heather Sprague, Licensed Health Insurance Agent

Ambetter, the Marketplace brand of Centene, will stop offering Marketplace plans in Delaware and New Hampshire for 2027. In Arkansas, Centene is shrinking from three Marketplace companies to one. In Florida, Ambetter is staying, but some members will see plan changes.

If you have a Ambetter Marketplace plan, your coverage continues through December 31, 2026 as long as you pay your premium. To avoid a gap, pick a new plan by December 15. A licensed Vivna agent can compare every plan in your ZIP code for free. Call 888-730-6031.

Where Ambetter Is Leaving the Marketplace

Here is how Centene's Ambetter Marketplace footprint is changing for 2027:

State	What is changing	What to do
Delaware	Ambetter Health of Delaware is leaving the Marketplace	Pick a new plan on HealthCare.gov by December 15
New Hampshire	Ambetter from NH Healthy Families is leaving the Marketplace	Pick a new plan on HealthCare.gov by December 15
Arkansas	Ambetter and QualChoice Life and Health are not offering 2027 plans. QCA Health Plan remains	Arkansas open enrollment
Florida	Ambetter stays. Sunshine State Health Plan members move to Ambetter. The Florida Value plan is not renewing	Florida open enrollment

When Your Ambetter Plan Ends

Your current Ambetter Marketplace plan stays in force through December 31, 2026 if you keep paying premiums. Claims for care you get in 2026 are still covered under your plan rules.

Starting January 1, 2027, the plan ends. Doctors and pharmacies will no longer accept your Ambetter Marketplace ID card for 2027 services.

What You Need to Do Now

• Pick a new plan by December 15 so coverage starts January 1 with no gap.
• Do not rely on auto-renewal. The Marketplace may move you into a plan from another insurer, but it may not have your doctors or the lowest price.
• Update your 2027 income so your premium tax credit is right.
• Check doctors and prescriptions in each new plan's network and drug list.
• Restart any prior authorizations and ask your doctor about continuity of care if you are in treatment.
• Plan for a new deductible. Your new plan starts a new deductible on January 1.

Your Replacement Options

Delaware and New Hampshire: other Marketplace insurers remain, including the state Blue Cross Blue Shield plans. Compare networks and drug lists before you switch. Arkansas: Arkansas Blue Cross and Blue Shield companies and QCA Health Plan remain. Arkansas rate increases are among the lowest in the country for 2027. Florida: If your Ambetter plan is changing, review your renewal notice and compare Florida Blue, Oscar, UnitedHealthcare and other options.

Ambetter's Medicaid plans, such as NH Healthy Families and Delaware First Health, are not affected.

Key 2027 Deadlines

Date	What it means
November 1, 2026	Open enrollment opens on HealthCare.gov
December 15, 2026	Enroll by this date for coverage starting January 1, 2027
December 31, 2026	Your Ambetter Marketplace plan ends
January 15, 2027	Open enrollment closes on HealthCare.gov. Plans picked now start February 1

Losing coverage because your insurer leaves may also qualify you for a special enrollment period, but do not wait. Picking a plan during open enrollment is the only way to avoid a gap.

If Your Insurer Is Leaving, You Are Not Alone

At least a dozen insurers announced Marketplace exits for 2027, according to healthinsurance.org, including Cigna in 11 states. See our guides to Cigna leaving the Marketplace, Molina, CareSource and what to do when your insurer leaves.

Ambetter Leaving the Marketplace: FAQ

Is Ambetter leaving the Marketplace?

In Delaware and New Hampshire, yes, for 2027. Ambetter continues in many other states and is adding counties elsewhere.

When do Ambetter plans end in Delaware and New Hampshire?

December 31, 2026.

Is Ambetter leaving Florida?

No. Ambetter is staying in Florida, though some plans are changing and Sunshine State Health Plan members are moving to Ambetter.

Does this affect Ambetter Medicaid plans?

No. Only Marketplace plans are affected.

Next Steps for Ambetter members

Choose a new plan by December 15 so your coverage continues on January 1. Compare premiums, deductibles, networks and drug coverage, and update your income. See open enrollment deadlines by state.

Want a licensed agent to help? Call 888-730-6031, Monday through Friday, 9 a.m. to 6 p.m. Eastern, or request a free quote.

Sources

1. NHPR: Ambetter Health pulling out of New Hampshire's ACA marketplace
2. Ambetter Health of Delaware: Marketplace coverage notice
3. Healthcare Finance News: Insurers redraw 2027 markets
4. HealthCare.gov
5. healthinsurance.org: Insurers exiting the Marketplace for 2027

Related Guides

• What to do if your insurer leaves
• Cigna leaving the Marketplace
• Open enrollment deadlines
• How to compare Marketplace plans

Vivna Insurance is a licensed independent agency, not a government website. Our help is free; we are paid by the insurance companies we work with. Coverage options, deadlines and costs vary by plan and state.