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Call Us NowRequest a Free QuoteCareSource will no longer offer Marketplace plans in Indiana, Ohio or West Virginia for 2027. That affects about 60,000 people in Indiana and more than 28,000 in Ohio, plus CareSource members in West Virginia. CareSource will keep selling Marketplace plans in Georgia, Nevada and Wisconsin.
If you have a CareSource Marketplace plan, your coverage continues through December 31, 2026 as long as you pay your premium. To avoid a gap, pick a new plan by December 15. A licensed Vivna agent can compare every plan in your ZIP code for free. Call 888-730-6031.
- CareSource is leaving the Marketplace in Indiana, Ohio and West Virginia for 2027.
- In Indiana, CareSource is also ending off-exchange individual plans.
- CareSource Medicaid plans, including Healthy Indiana Plan and Ohio Medicaid, are not affected.
- Pick a new plan by December 15 so your coverage starts January 1.
Where CareSource Is Leaving the Marketplace
CareSource previously left the Marketplace in Kentucky, Michigan and North Carolina for 2026. For 2027, it is leaving three more states:
| State | About how many members | State guide |
|---|---|---|
| Indiana | About 60,000 | Indiana open enrollment |
| Ohio | About 28,300 | Ohio open enrollment |
| West Virginia | Nearly 16,000 in 2025 | West Virginia uses HealthCare.gov |
When Your CareSource Plan Ends
Your current CareSource Marketplace plan stays in force through December 31, 2026 if you keep paying premiums. Claims for care you get in 2026 are still covered under your plan rules.
Starting January 1, 2027, the plan ends. Doctors and pharmacies will no longer accept your CareSource Marketplace ID card for 2027 services.
What You Need to Do Now
- Pick a new plan by December 15 so coverage starts January 1 with no gap.
- Do not rely on auto-renewal. The Marketplace may move you into a plan from another insurer, but it may not have your doctors or the lowest price.
- Update your 2027 income so your premium tax credit is right.
- Check doctors and prescriptions in each new plan's network and drug list.
- Restart any prior authorizations and ask your doctor about continuity of care if you are in treatment.
- Reset expectations on deductibles. Your new plan starts a new deductible on January 1.
We compare every Marketplace insurer in your ZIP code, check your subsidy and handle the switch at no cost to you. Call 888-730-6031 or request a free quote.
Your Replacement Options
Indiana: Anthem, Coordinated Care (Ambetter), UnitedHealthcare and AmeriHealth Caritas, which is new for 2027, sell Marketplace plans. The Indiana Department of Insurance approved an average increase of 17.5% before subsidies. Ohio: Several insurers remain, and AmeriHealth Caritas is joining. Molina is also leaving Ohio. West Virginia: Peak Health is joining the Marketplace for 2027, alongside the insurers that remain.Compare networks carefully. Many CareSource members chose it for its hospital network, so confirm your doctors before you switch.
Key 2027 Deadlines
| Date | What it means |
|---|---|
| November 1, 2026 | Open enrollment opens on HealthCare.gov |
| December 15, 2026 | Enroll by this date for coverage starting January 1, 2027 |
| December 31, 2026 | Your CareSource Marketplace plan ends |
| January 15, 2027 | Open enrollment closes on HealthCare.gov. Plans picked now start February 1 |
Losing coverage because your insurer leaves may also qualify you for a special enrollment period, but do not wait. Picking a plan during open enrollment is the only way to avoid a gap.
Do Not Forget Dental, Vision and Extras
If your CareSource plan included or was paired with dental, vision or supplemental benefits, check whether those end too. You can add dental insurance, vision insurance or hospital indemnity coverage to a new plan.
If Your Insurer Is Leaving, You Are Not Alone
At least a dozen insurers announced Marketplace exits for 2027, according to healthinsurance.org, including Cigna in 11 states. Rising costs and the end of the enhanced federal subsidies are the main reasons. See our guides to Cigna leaving the Marketplace and what to do when your insurer leaves.
CareSource Leaving the Marketplace: FAQ
Is CareSource leaving the Marketplace?
In Indiana, Ohio and West Virginia, yes. CareSource will still offer Marketplace plans in Georgia, Nevada and Wisconsin for 2027.
When does my CareSource Marketplace plan end?
December 31, 2026, as long as you keep paying your premium.
Does this affect CareSource Medicaid or HIP?
No. CareSource Medicaid plans, including the Healthy Indiana Plan, are not part of this change.
What happens if I do nothing?
The Marketplace may move you to a plan from another insurer. Choose your own plan by December 15 so it fits your doctors and budget.
Next Steps for CareSource members
Choose a new plan by December 15 so your coverage continues on January 1. Compare premiums, deductibles, networks and drug coverage, and update your income. See open enrollment deadlines by state.
Want a licensed agent to help? Call 888-730-6031, Monday through Friday, 9 a.m. to 6 p.m. Eastern, or request a free quote.
Sources
- Becker's Payer: CareSource to exit Indiana ACA marketplace
- ACA Signups: 2027 rate changes, Ohio
- healthinsurance.org: Health insurers are exiting the Marketplace again
- HealthCare.gov
Related Guides
- What to do if your insurer leaves
- Cigna leaving the Marketplace
- Open enrollment deadlines
- How to compare Marketplace plans
About the author: Michael Sprague
Michael co-founded Vivna Insurance, a licensed independent agency in Deerfield Beach, Florida. He has worked in health insurance sales for more than a decade. Today, he helps Florida families and self-employed clients compare marketplace, short-term and supplemental plans. Licensed health insurance agent, Vivna Insurance (Agency NPN 19168641). Call 888-730-6031.
Reviewed by Heather Sprague, licensed health insurance agent.
Vivna Insurance is a licensed independent agency, not a government website. Our help is free; we are paid by the insurance companies we work with. Coverage options, deadlines and costs vary by plan and state.
Find Local Health Insurance Help
Plans, prices and help programs change by state and even by county. These local guides show what is available near you.
More local help: the Texas health insurance guide, plus guides for Florida, Georgia, North Carolina and every state we serve.
Prefer to talk it through? Call 888-730-6031 Monday through Friday, 9 a.m. to 6 p.m. Eastern, for free help from a licensed agent.
