Providence Health Plan Leaving the Marketplace in 2027: What Members Need to Do

By Michael Sprague, Licensed Health Insurance Agent · Reviewed by Heather Sprague, Licensed Health Insurance Agent

Providence Health Plan is leaving the individual market. It will not sell or renew Individual and Family plans for 2027, and its policies end January 1, 2027. Providence covers about 421,000 people in Oregon across all its plan types, plus about 19,000 in Washington, California and Montana.

If you have a Providence plan, you need to pick a new one during open enrollment to avoid a gap. A licensed Vivna agent can compare your options for free at 888-730-6031.

Where Providence Is Leaving the Marketplace

Most Providence members live in Oregon. Each state has its own marketplace and deadline:

State	Where to enroll	Key deadline
Oregon	Explore Health	Enroll by December 31 for January 1. Open enrollment ends January 15
Washington	Washington Healthplanfinder	Enroll by December 15 for January 1. Open enrollment ends January 15
California	Covered California	Enroll by December 31 for January 1. Open enrollment ends January 31

When Your Providence Plan Ends

Your Providence Individual and Family plan stays in place through the 2026 plan year. Providence says the policies are discontinued effective January 1, 2027, and it will not offer individual plans in 2027 or later.

Providence is also ending its employer group plans. Medicaid members are covered through Health Share of Oregon, which continues in 2027. Medicare members should review their options during the Medicare enrollment period.

What You Need to Do Now

Pick a new plan before the January 1 deadline in your state so there is no gap. You will not be renewed into a Providence plan. Check your doctors, hospitals and prescriptions in any new plan before you enroll.

Your Replacement Options

• Oregon: BridgeSpan and Regence sell statewide, Kaiser Permanente sells in 11 counties and Moda Health sells in all but 8. See our Oregon open enrollment guide for 2027 rate changes.
• Washington and California: Several insurers remain on Washington Healthplanfinder and Covered California. A licensed agent can check your ZIP code.

Key 2027 Deadlines

Date	What it means
November 1, 2026	Open enrollment opens in Oregon, Washington and California
December 15, 2026	Washington deadline for January 1 coverage
December 31, 2026	Oregon and California deadline for January 1 coverage. Your Providence plan ends
January 15, 2027	Open enrollment ends in Oregon and Washington
January 31, 2027	Open enrollment ends in California

Losing coverage because your insurer leaves may also qualify you for a special enrollment period, but do not wait. Picking a plan during open enrollment is the only way to avoid a gap.

Do Not Forget Dental, Vision and Extras

If your Providence plan included or was paired with dental, vision or supplemental benefits, check whether those end too. You can add dental insurance, vision insurance or hospital indemnity coverage to a new plan.

If Your Insurer Is Leaving, You Are Not Alone

At least a dozen insurers announced Marketplace exits for 2027, according to healthinsurance.org, including Cigna in 11 states. Rising costs and the end of the enhanced federal subsidies are the main reasons. See our guides to Cigna leaving the Marketplace and what to do when your insurer leaves.

For dates, insurers and rate changes, see our Oregon open enrollment guide and our guide to PacificSource leaving the Marketplace.

Providence Leaving the Marketplace: FAQ

Is Providence Health Plan leaving the Marketplace

Yes. Providence will not offer Individual and Family plans for 2027 or later.

When does my Providence plan end

Your plan stays in place through the 2026 plan year. Policies are discontinued effective January 1, 2027.

Where do Oregon members enroll for 2027

On Explore Health, Oregon's new state marketplace. Enroll by December 31 for coverage that starts January 1.

What happens to Providence Medicaid members

Medicaid members stay covered through Health Share of Oregon in 2027.

Next Steps for Providence Members

Choose a new plan before your state's January 1 deadline. Compare networks, drug lists and total costs, not just the premium, and update your income estimate so your subsidy is correct.

Want a licensed agent to help? Call 888-730-6031, Monday through Friday, 9 a.m. to 6 p.m. Eastern, or request a free quote.

Sources

1. Providence Health Plan: Status update
2. Jefferson Public Radio: Providence to end most of its health insurance business
3. healthinsurance.org: Oregon Marketplace

Related Guides

• What to do if your insurer leaves
• Cigna leaving the Marketplace
• Open enrollment deadlines
• How to compare Marketplace plans

Vivna Insurance is a licensed independent agency, not a government website. Our help is free; we are paid by the insurance companies we work with. Coverage options, deadlines and costs vary by plan and state.