Are You Ready For Your Free Quote?
We Have Agents Ready To Take Your Call. Call Us NowWant To Review Your Options
WELCOME TO VIVNA INSURANCE
Where Life & Healthcare Cross Paths
Vivna Insurance helps individuals, families, and small businesses secure affordable health, life, supplemental, and dental and vision coverage. In addition, our licensed agents take time to review your needs, compare available options, and clearly explain coverage choices so you can make informed decisions with confidence.




Why Choose Vivna Insurance
Vivna Insurance provides personalized guidance across health, life, dental, vision, and supplemental coverage, helping individuals and families choose plans that truly fit their needs. 🤝
Because Vivna is licensed nationwide and appointed with major carriers, clients gain access to multiple options with expert support every step of the way. 🌎📋
Personalized Support
Our team takes the time to understand your doctors, budget, and coverage goals so we can recommend the plans that work best for you.
Nationwide Coverage
Whether you’re looking for local options or nationwide plans, Vivna helps you explore a wide range of insurance choices in your state.
Choose Your Carrier
We work with trusted carriers including UnitedHealthcare, Pivot Health, Oscar, Aflac, and others to provide competitive plan options.
Clear, Simple Guidance
We walk you through every step—from comparing plans to selecting coverage—so you always feel confident in your choice.
Testimonials From Our Clients
Our clients trust Vivna Insurance because we focus on clear guidance, honest advice, and helping people choose coverage that truly fits their needs. ⭐
From first-time buyers to families reviewing their coverage, our commitment to responsive service and reliable support continues long after enrollment. 👍
Treena M.
– Treena M.
Shanyn W-K.
Shanyn Warren-Kimsey
Lisa P.
Renewal period, and put off dealing with making this call because I dreaded it! But …I was blessed to get Heather to help me, and she was AMAZING! Called when she said she would and took 100% care of every step, including calling my doctors to ensure they were in the plans we were shopping. Thank you, Heather, for making an awful chore tolerable and, dare I say, enjoyable.
– Lisa P.
Jane U.
Alicia S.
Heather S. is FANTASTIC, and her customer service was remarkable! She walked me through the entire process and made me feel like family. Throughout my experience, she showed kindness and professionalism, responsiveness and genuine care – ensuring I was taken care of each step of the way. Great service and people! A+
– Alicia S.
Ieva W.
Jessica was a helpful agent, and I am so excited to have my insurance get going with her positive attitude!
Kimberly S.
Heather Sprague is bar none the best health insurance rep I’ve ever had. She personally calls you even on off-hours if you have a question, and she fixes any issues you might have. I can’t say enough good things about her and vivna – honest, trustworthy, reliable, and just good people who care!
– Kimberly S.
Nick G.
Affordable Health Insurance Nationwide
Click your state for a personalized quote from a licensed agent
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hamp.
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Frequently Asked Questions From Our Clients
What is an ACA Marketplace Plan?
ACA plans are sold on the health care Marketplace (also known as Obama Care). Depending on your income, you may be eligible for government subsidies to help lower the cost of an ACA plan.
What types of insurance does Vivna offer?
Vivna offers Health Insurance, Dental & Vision coverage, Life Insurance, and Supplemental Insurance. Our advisors compare multiple plan options and guide you toward coverage that fits your needs and budget.
How do Vivna agents help me choose the right plan?
Our licensed agents review your doctors, prescriptions, goals, and budget. Then we compare multiple carriers and explain each option clearly, so you can choose the right plan with confidence.
Is there a cost to work with a Vivna Insurance agent?
No. Our services are completely free. You pay the same price whether you enroll on your own or receive expert help from a licensed Vivna agent.
Can Vivna help me understand my ACA Marketplace options?
Absolutely. We review subsidy eligibility, compare ACA Marketplace plans, explain out-of-pocket costs, and guide you through each step of the enrollment process from start to finish.
What is a short term medical plan?
Short-term plans can help you get the benefits you need in times when you may have a coverage gap — like when you’re in between jobs or waiting for other coverage to start.
Am I required to have Health Insurance?
No, you are not. There are specific States that have their own individual mandates, with possible TAX PENALTIES if you don’t have coverage. California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, DC. It is always best to have Health Insurance.
Does Vivna work with multiple insurance companies?
Yes. Vivna partners with trusted carriers such as UnitedHealthcare, Pivot Health, Oscar, Aflac, OneShare Health, and UBA. Working with multiple companies allows us to offer more plan choices.
What are the durations of a Short Term medical plan.
UnitedHealthcare offers Short-Term medical plans ranging from 3 to 12 months.
Are there any plans that I don't have to renew every year?
Yes, many carriers, such as United Healthcare and Pivot Health, offer a Tri-Term plan. A TriTerm plan has a duration of 36 months.
Contact Vivna Insurance
888-730-6001
To complete the form below to request your personalized insurance review.
Get a Free Quote
For additional information about dental and vision care, you can explore trusted health resources such as the
National Institutes of Health (NIH) and the Centers for Disease Control and Prevention (CDC).
Vivna Insurance helps individuals and families compare coverage options, including Supplemental Insurance,
to support a well-rounded insurance strategy. To explore all coverage options and resources, visit the Vivna Insurance home page
or browse the latest guides in the Vivna Insurance Blog.
Health & Insurance Blog
10 Factors That Affect Your Health Insurance Coverage
Discover the key factors that affect your health insurance coverage and learn how to choose a plan that truly fits your needs.
The 4 Times You Need Health Insurance and 8 Additional Reasons Why You Need It
Learn the 4 essential times you need health insurance and 8 additional reasons why coverage protects your health and finances.
Tasks to Develop a New Healthy Habit
Discover simple tasks that help you develop new healthy habits and improve long-term wellness with consistent, achievable steps.
Health Share vs Health Insurance
Discover the top reasons people compare Health Share vs Health Insurance and explore flexible coverage options.
Your Affordable Health Insurance Buying Guide
Use this affordable health insurance guide to compare plans and choose the best coverage for your needs.
The Factors That Affect Your Life And Health Insurance Plans
Discover the key factors that affect your life and health insurance plans so you can choose the right coverage with confidence.
Logic Behind High And Low Insurance Deductibles
Understand the logic behind high and low deductibles and learn how to choose the best health insurance option for your needs.
Understanding The Advantages Of Using An Insurance Agent
Discover the advantages of using an insurance agent and how expert guidance simplifies selecting the right coverage.
What Is Open Enrollment?
Learn what open enrollment is and why it matters when choosing health insurance coverage.
Alternatives to Affordable Care Act-Compliant Coverage
Learn about alternatives to ACA-compliant coverage, including UnitedHealthcare Tri-Term and Pivot Health short-term insurance plans.
Can I Buy Health Insurance Coverage After Open Enrollment Ends?
Learn how to buy health insurance after Open Enrollment ends with ACA, private, and supplemental options designed to prevent gaps in coverage.