Oscar Health Insurance

Compare Oscar plan options with a licensed Vivna agent and get help choosing coverage that fits your needs.

Offered By Vivna Insurance

About

Oscar Health Insurance​

Oscar Health Insurance offers comprehensive ACA-compliant coverage for individuals, families, and small businesses. Plans include essential health benefits such as preventive care, annual wellness visits, mental health services, maternity care, prescription drug coverage, emergency services, and hospitalization. Many Oscar plans also feature $0 virtual urgent care and access to digital primary care through the Oscar app, allowing members to manage appointments, prescriptions, and claims easily. With multiple plan tiers available, members can choose coverage levels that align with their healthcare needs and budget while receiving coordinated support from Oscar’s care team.

Oscar Plan Benefits & Member Features​

🩺 Virtual Urgent Care

Access $0 virtual urgent care visits in many Oscar plans, allowing members to connect with licensed providers from home through the Oscar app.

📱 Digital Primary Care

Many plans include virtual primary care options, making it easy to manage appointments, prescriptions, and health records digitally.

🏥 Essential Health Benefits

Coverage includes preventive care, hospital services, emergency care, maternity, mental health services, and prescription drugs.

💊 Prescription Drug Coverage

Oscar plans provide access to pharmacy networks and affordable medication options, including mail-order delivery.

🧠 Mental Health Support

ACA-compliant plans include behavioral health services and counseling support for mental and emotional well-being.

📋 Multiple Plan Tiers

Choose from Bronze, Silver, and Gold plan options depending on your coverage needs and budget.

🤝 Care Team Support

Members receive coordinated support from Oscar’s care team to help navigate care, referrals, and billing questions.

🌎 Marketplace Coverage

Oscar plans are available in select states through the Health Insurance Marketplace for individuals and families.

🌐 Provider Network Access

Oscar Health Insurance provides access to Oscar’s nationwide network, including primary care doctors and specialists.

  • Preventive & Wellness Care

    • Annual wellness exams

    • Preventive screenings

    • Vaccinations & immunizations

    • Pediatric care

    • Women’s health services

  • Medical & Hospital Coverage

    • Primary care physician visits

    • Specialist visits

    • Emergency room services

    • Inpatient hospitalization

    • Outpatient surgery

  • Prescription & Pharmacy Benefits

    • Generic & brand-name medications

    • Mail-order prescriptions

    • Specialty drug coverage

    • Formulary-based savings options

    • Formulary-based drug lists
  • Behavioral & Specialty Care

    • Mental health counseling

    • Substance use treatment

    • Maternity & newborn care

    • Chronic condition management

    • Rehabilitation services

Call (888) 730-6001 to speak with a licensed agent.

Oscar

Health Insurance

Oscar Health Insurance plans include comprehensive essential health benefits required under the Affordable Care Act. Coverage spans preventive care, emergency services, prescription drugs, mental health services, maternity care, and more. Below is a breakdown of common covered services available through Oscar plans.

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Our Philosophy and Vission

Oscar Health Insurance is built around a member-first approach that combines comprehensive ACA-compliant coverage with technology-driven simplicity. By integrating virtual care options, curated provider networks, and transparent plan structures, Oscar aims to make healthcare easier to understand and access. Members can manage appointments, prescriptions, claims, and provider searches through a streamlined digital platform while still receiving coordinated support when needed. This approach helps individuals and families make informed healthcare decisions with greater confidence and clarity.​

Need Urgent Care?

If you need urgent medical attention, many Oscar Health Insurance plans include $0 virtual urgent care visits in select markets, allowing members to connect with licensed providers quickly through the Oscar app. For more serious emergencies, Oscar plans provide coverage for emergency room services and hospital care within your plan’s network. Always call 911 for life-threatening emergencies. For guidance on your specific Oscar plan benefits, speak with a licensed Vivna agent today.

Testimonials

To anyone wanting to find a highly knowledgeable and helpful agent, I would highly recommend choosing a Vivna insurance agent. I have been blessed to have an agent two years in a row who really went above and beyond to find an insurance plan that fit my needs. Both Stephen & Heather truly should be commended for the hard work they do in finding the right insurance that fits the needs of the consumer. – Treena M.

Treena M.

Heather Sprague is bar none the best health insurance rep I’ve ever had. She personally calls you even on off-hours if you have a question, and she fixes any issues you might have. I can’t say enough good things about her and vivna – honest, trustworthy, reliable, and just good people who care! – Kimberly S.

Kimberly S.

I just signed up, and my coverage hasn’t begun yet, so I can’t vouch for the company or the plan, but Jessica was very helpful and positive, and professional. She answered all my questions and walked me through every step of the application process. Excellent agent! Positive Responsiveness, Professionalism

Jane U.

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Oscar Health Insurance FAQs

What does Oscar Health Insurance cover for my Family?

Oscar Health Insurance covers essential health benefits required under the Affordable Care Act, including preventive care, hospital services, emergency care, prescription drugs, maternity care, mental health services, and chronic condition management. Coverage details vary by plan tier and service area.

Does Oscar Health Insurance include virtual care?

Many Oscar plans include $0 virtual urgent care visits and digital primary care options through the Oscar app, allowing members to connect with providers remotely.

Does Oscar Insurance cover Bronxe, Silver & Gold plans?

Oscar offers Bronze, Silver, and Gold plan options. Bronze plans typically have lower premiums and higher out-of-pocket costs, while Gold plans generally offer higher monthly premiums with lower cost-sharing.

Is Oscar Health Insurance an ACA-compliant insurance carrier?

Yes. Oscar individual and family plans meet Affordable Care Act requirements and include essential health benefits.