Welcome to Vivna Insurance of West Virginia

Affordable West Virginia Health Insurance Options

West Virginia health insurance helps protect your well-being and finances by limiting unexpected medical costs. Vivna Insurance provides clear comparisons and quick quotes so you can choose reliable coverage with confidence. We explain premiums, deductibles, copays, provider networks, formularies, and out-of-pocket limits in plain language.

We assist residents statewide — Charleston, Huntington, Morgantown, Parkersburg, Wheeling, Martinsburg, Beckley, Fairmont, Clarksburg, and beyond. Whether you are buying your first plan, replacing employer coverage, or seeking a more budget-friendly alternative, our process is friendly, transparent, and efficient from start to finish.

West Virginia ACA Marketplace Plans

ACA Marketplace (Obamacare) plans include essential health benefits such as preventive care, emergency services, hospitalization, maternity and newborn care, pediatric services, mental health treatment, and prescription drugs. Many West Virginia households qualify for income-based subsidies that reduce monthly premiums. Compare ACA options through
INSXCloud.

If predictable costs and comprehensive benefits matter most, ACA plans are a dependable choice. We help estimate subsidy eligibility, compare metal tiers, and verify provider networks for your doctors and prescriptions so your plan fits both coverage needs and budget.

Short-Term Medical Coverage

Short-term West Virginia health insurance can cover temporary gaps — job transitions, recent graduates, or waiting for new benefits — with fast start dates and flexible durations. Explore options from
Pivot Health.

Short-term plans are designed for interim protection and may include underwriting and benefit limits. We explain how short-term coverage differs from ACA plans so you can choose what fits your timeline and budget.

Dental & Vision Insurance

Add dental and vision to strengthen everyday wellness. Dental plans help cover exams, cleanings, fillings, and major services; vision plans support routine eye exams, glasses, and lenses. We can bundle or add these benefits to build complete protection for individuals and families.

Supplemental & Life Insurance

Supplemental policies provide cash benefits for accidents, hospital stays, and critical illnesses, helping offset deductibles and unexpected expenses. Options from partners such as
UBA
and Aflac integrate smoothly with your primary coverage. We also offer term life, permanent life, and final-expense solutions to protect your family’s financial future.

Why West Virginia Chooses Vivna Insurance

You get transparent guidance, responsive support, and the ability to compare multiple plan types in one place — all with licensed agents who put your needs first. From quoting to enrollment, we make West Virginia health insurance simple and straightforward.

Explore more:
Health Insurance •
Supplemental Insurance •
Life Insurance

You can also review options from trusted programs:
UnitedHealthcare •
Pivot Health •
UBA