Welcome to Vivna Insurance of West Virginia
West Virginia health insurance is easier to compare with Vivna Insurance. Our licensed agents help individuals, families, and self-employed professionals review medical, dental, vision, life, and supplemental options that fit your needs and budget.
From ACA Marketplace plans to short-term medical choices and supplemental protection, we make the process clear and straightforward so you can protect what matters most with confidence.
Start by exploring plan types and education at
Health Insurance
and then compare trusted programs such as
UnitedHealthcare,
Pivot Health,
and
UBA
— or explore ACA options through
INSXCloud.
For questions, call
888-730-6001.
VIVNA ONLY WORKS WITH
CARRIERS YOU CAN TRUST







Affordable West Virginia Health Insurance Options
West Virginia health insurance helps protect your well-being and finances by limiting unexpected medical costs. Vivna Insurance provides clear comparisons and quick quotes so you can choose reliable coverage with confidence. We explain premiums, deductibles, copays, provider networks, formularies, and out-of-pocket limits in plain language.
We assist residents statewide — Charleston, Huntington, Morgantown, Parkersburg, Wheeling, Martinsburg, Beckley, Fairmont, Clarksburg, and beyond. Whether you are buying your first plan, replacing employer coverage, or seeking a more budget-friendly alternative, our process is friendly, transparent, and efficient from start to finish.
West Virginia ACA Marketplace Plans
ACA Marketplace (Obamacare) plans include essential health benefits such as preventive care, emergency services, hospitalization, maternity and newborn care, pediatric services, mental health treatment, and prescription drugs. Many West Virginia households qualify for income-based subsidies that reduce monthly premiums. Compare ACA options through
INSXCloud.
If predictable costs and comprehensive benefits matter most, ACA plans are a dependable choice. We help estimate subsidy eligibility, compare metal tiers, and verify provider networks for your doctors and prescriptions so your plan fits both coverage needs and budget.
Short-Term Medical Coverage
Short-term West Virginia health insurance can cover temporary gaps — job transitions, recent graduates, or waiting for new benefits — with fast start dates and flexible durations. Explore options from
Pivot Health.
Short-term plans are designed for interim protection and may include underwriting and benefit limits. We explain how short-term coverage differs from ACA plans so you can choose what fits your timeline and budget.
Dental & Vision Insurance
Add dental and vision to strengthen everyday wellness. Dental plans help cover exams, cleanings, fillings, and major services; vision plans support routine eye exams, glasses, and lenses. We can bundle or add these benefits to build complete protection for individuals and families.
Supplemental & Life Insurance
Supplemental policies provide cash benefits for accidents, hospital stays, and critical illnesses, helping offset deductibles and unexpected expenses. Options from partners such as
UBA
and Aflac integrate smoothly with your primary coverage. We also offer term life, permanent life, and final-expense solutions to protect your family’s financial future.
Why West Virginia Chooses Vivna Insurance
You get transparent guidance, responsive support, and the ability to compare multiple plan types in one place — all with licensed agents who put your needs first. From quoting to enrollment, we make West Virginia health insurance simple and straightforward.
Explore more:
Health Insurance •
Supplemental Insurance •
Life Insurance
You can also review options from trusted programs:
UnitedHealthcare •
Pivot Health •
UBA
Frequently Asked Questions
What West Virginia health insurance options can I compare?
West Virginia residents can review ACA Marketplace plans, short-term medical coverage, dental and vision insurance, life insurance, and supplemental plans with help from Vivna Insurance.
Do ACA plans offer subsidies?
Many households qualify for premium tax credits based on income and family size. Compare options quickly through
INSXCloud.
Which programs can I consider?
We provide access to trusted programs including
UnitedHealthcare,
Pivot Health, and
UBA, along with supplemental options from Aflac and major carriers such as Cigna and Ambetter.
Can short-term plans start quickly?
Yes. Short-term coverage may begin as soon as the next day and can provide lower monthly costs with flexible benefits for temporary gaps in coverage.
How do I speak with a West Virginia insurance agent?
Call 888-730-6001 to speak with a licensed Vivna Insurance agent and start your quote.
Contact Vivna Insurance
888-730-6001
To complete the form below to request your personalized insurance review.
Get a Free Quote
For additional information about dental and vision care, you can explore trusted health resources such as the
National Institutes of Health (NIH) and the Centers for Disease Control and Prevention (CDC).
Vivna Insurance helps individuals and families compare coverage options, including Supplemental Insurance,
to support a well-rounded insurance strategy. To explore all coverage options and resources, visit the Vivna Insurance home page
or browse the latest guides in the Vivna Insurance Blog.
Health & Insurance Blog Insights
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Learn the difference between in-network and out-of-network costs and how provider networks affect your healthcare expenses.
What Is an Out-of-Pocket Maximum
Learn what an out-of-pocket maximum is and how it protects you from high medical costs when using health insurance.
How Health Insurance Works
Learn how health insurance works, including premiums, deductibles, provider networks, and cost sharing so you can choose coverage confidently.
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What Health Insurance Covers includes preventive care, doctor visits, hospital services, and prescriptions. Learn what’s included and where gaps may exist.

