Virginia Health Insurance Made Affordable
Virginia Health Insurance helps protect your health and financial security. At Vivna Insurance, we help individuals, families, and small businesses compare affordable plan options so they can choose coverage with confidence.
- π Where to EnrollHere with Vivna
- π₯ MedicaidExpanded
- β±οΈ Short-TermAvailable
- π State MandateNo state penalty
π€ Why Virginia Families Choose Vivna
Shopping for Virginia Health Insurance should feel simple, not stressful. So Vivnaβs licensed agents compare plans from leading carriers and explain every option in plain language.
Because we work for you, not one insurance company, our advice stays honest and focused on your budget. Have questions? Then call 888-730-6001 to talk with an agent today.
Personalized Support
One licensed agent guides you from your first question through enrollment, so nothing slips.
Licensed Nationwide
Our agents also serve individuals and families across 48+ states.
Choose Your Carrier
Compare top carriers side by side instead of one companyβs plans.
No Cost to You
Our guidance is free, and you also pay the same premium as buying direct.
Carriers our agents work withTap a logo to learn more β
π§ Virginia Health Insurance Options
Wondering what Virginia Health Insurance options fit your family? So below are the plans our licensed agents can help Virginia residents compare. Some open only during enrollment, while others accept applications year-round.
π©Ί Health Coverage Plans
π‘οΈ Added Protection & Assistance
ACA Marketplace Plans
Best for: full coverage and income-based savings
- Covers pre-existing conditions and also essential health benefits
- Premium tax credits, so costs follow your income
- Enroll through Virginia's Insurance Marketplace
Short-Term Health Insurance
Best for: gaps between jobs or missed enrollment
- UnitedHealthcare plans with 3, 6, or 12 month terms
- Apply any time, so a missed deadline is not a problem
- Not ACA coverage, so pre-existing conditions may be excluded
Dental & Vision Insurance
Best for: cleanings, fillings, eye exams, and glasses
- Plans from UnitedHealthcare, Aflac, Cigna, and Aetna
- Add to any health plan, or also buy on its own
- Many plans cover preventive visits at 100%, so checkups cost less
Life Insurance
Best for: protecting your familyβs income
- Term and whole life options
- Coverage sized to your budget, so premiums stay manageable
- Simple applications, because a licensed agent helps
Supplemental Insurance
Best for: help with high deductibles and surprise bills
- Accident, critical illness, and hospital indemnity plans
- From UnitedHealthcare, Aflac, Cigna, Aetna, and Mutual of Omaha
- Cash benefits paid to you, so you decide how to use them
Medicaid & CHIP
Best for: households with very low income
- Virginia covers adults up to 138% of the poverty level
- Children may also qualify for CHIP at higher incomes
- We help you check first, before you buy a plan
π ACA Plan Tiers at a Glance
How to choose a metal tierNot sure which option fits? Then call 888-730-6001 and an agent will compare them with you.
β Virginia Health Insurance FAQs
Virginia Health Insurance rules change every season, from enrollment dates to the savings you can get. So below, we answer the top questions about the upcoming open enrollment on Virginia's Insurance Marketplace.
- ποΈOpen EnrollmentNov 1 β Jan 29
- πWhere to EnrollVirginia's Insurance Marketplace
- π₯MedicaidExpanded
ποΈ Enrollment, Costs & Savings
01When is open enrollment for Virginia Health Insurance?
Virginia's Insurance Marketplace open enrollment runs November 1 through January 29. Enroll early in the window so coverage can start January 1. Outside that window, however, you need a qualifying life event, such as losing coverage, moving, or having a baby. Our open enrollment guide also covers each step, and this article explains how to buy coverage after open enrollment.
02Can I get help paying for Virginia Health Insurance?
Yes, and many households still qualify for federal premium tax credits. In general, you may qualify if your income falls between 138% and 400% of the federal poverty level. However, the extra federal credits from recent years have ended, so households above 400% no longer get help. New Virginia Premium Savings also helps eligible enrollees between 138% and 250% of the poverty level while funds last. Also, estimate your income carefully, because you may owe back the full difference at tax time. Next, learn how health insurance subsidies work, or explore plan options without subsidies.
03Is my Virginia insurance company leaving the marketplace?
Yes, Cigna is leaving the Virginia marketplace. Seven insurers remain, so Cigna members need to choose a new plan. If you do nothing, however, you may be moved to a plan that does not fit your doctors or budget. Before switching, compare marketplace plans side by side and also check which doctors are in network.
π₯ Coverage Choices in Virginia
04Does Virginia offer Medicaid for low-income adults?
Virginia expanded Medicaid through Cardinal Care for adults earning up to 138% of the federal poverty level. New federal work requirements for many expansion adults are scheduled to begin in January. If your income changes, also update your application so you land in the right program. For families, our guide to child health insurance coverage can also help.
05Can I buy short-term health insurance in Virginia?
Yes. Vivna also offers UnitedHealthcare short-term plans in Virginia with terms of 3, 6, or 12 months. However, these plans are not ACA plans, so they can exclude pre-existing conditions and do not qualify for tax credits. Still, you can apply year-round, which helps if you missed open enrollment. Next, learn more about short-term health insurance and UnitedHealthcare coverage.
06How can a licensed agent help me choose Virginia Health Insurance?
First, our licensed agents compare plans, check your savings, and confirm your doctors are in network. Best of all, there is no cost for this help. So call 888-730-6001 or request a free quote online today. You can also browse our health insurance FAQ page or meet the Vivna team.
Information reflects the upcoming open enrollment season and may change. Call 888-730-6001 to confirm your options.
π Virginia Health Insurance Tips & Guides
Virginia Health Insurance decisions are easier when you know the basics. So our licensed agents write these guides to explain coverage, costs, and enrollment. Then, if a question comes up after reading, call 888-730-6001 anytime.
π More Guides for Virginia Shoppers
𧩠Plans, Carriers & FAQs
π Questions? Talk With a Licensed Agent in Virginia
Virginia Health Insurance can feel confusing, but you never have to sort it out alone. Instead, our licensed agents compare health, dental, vision, life, and supplemental plans for you.
Best of all, our help costs you nothing. So request your free quote online, or call 888-730-6001 to speak with an agent today.
Prefer email? Then visit our contact page to reach our team.
How it works
- πCall or request a quoteTell us your zip code, budget, and doctors.
- πWe compare your plansAn agent checks carriers and savings side by side.
- β You choose and enrollPick the plan you like, and we handle the paperwork.