
Contact Us
Vivna Insurance helps individuals and families across the United States compare affordable health insurance, dental, vision, life, and supplemental insurance options. Our licensed agents provide free quotes and expert guidance to help you choose the right plan.
First-Time buying Health Insurance?
Our advisors offer transparent recommendations built around your lifestyle and medical needs. Every household is different, and we make sure your insurance fits — not the other way around.
Health Insurance FAQs
How do I get help choosing a health insurance plan?
You can speak directly with a licensed insurance agent who will review your needs, budget, and eligibility to help you compare available plans. An agent can explain coverage options, costs, and provider networks so you can make an informed decision.
Is there a cost to speak with an insurance agent?
No. Speaking with a licensed insurance agent is completely free. Agents are compensated by insurance carriers, so you can receive expert guidance and plan comparisons without any obligation or additional fees.
How long does it take to receive a health insurance quote?
Most quotes can be provided within minutes once your information is submitted. In some cases, a licensed agent may contact you to review options and ensure you receive the most accurate pricing.
What information should I have ready before requesting a quote?
It helps to have basic details available, such as your age, household size, income range, current coverage status, and any preferred doctors or medications. This allows agents to provide accurate plan recommendations.
What types of health insurance plans can I compare?
You can compare multiple types of plans, including ACA Marketplace coverage, private health insurance, short-term plans, supplemental coverage, dental, vision, and life insurance options.
Will my current doctor be covered by my plan?
Coverage depends on the plan’s provider network. Agents can check whether your preferred doctors and hospitals participate in available plans and help you choose options that include your providers.
Can I enroll in health insurance outside of Open Enrollment?
Yes. You may qualify for a Special Enrollment Period if you experience certain life events, such as losing coverage, moving, getting married, or having a child. An agent can help determine your eligibility.
Why should I work with a licensed insurance agent instead of enrolling on my own?
A licensed agent provides personalized guidance, explains complex insurance terms, compares multiple carriers, and helps you avoid costly mistakes. Their support ensures you select coverage that fits your needs and budget.
To Request Your Free Quote
Please Fill Out The Form Below
Health & Insurance Blog Insights
Key Factors in Choosing Health Dental and Vision Insurance
Learn key factors in choosing health dental and vision insurance, including costs, provider networks, and coverage benefits.
Affordable Health Insurance Provider | Coverage Guide & Plan Comparison
Learn how to evaluate an Affordable Health Insurance Provider, compare coverage types, and choose plans that protect your health and budget.
Health Insurance Claim Timeline | How Long Claims Take
Learn the Health Insurance Claim Timeline so you know how long claims take and what causes delays.
Health Insurance Claim Appeals | How to Challenge Denials
Learn how Health Insurance Claim Appeals work so you can challenge denied claims, provide documentation, and improve approval chances.
Health Insurance Claim Status | What Happens After Filing
Learn what Health Insurance Claim Status updates mean after filing and how to move a pending claim forward faster.
Health Insurance Claims Process | Step-By-Step Guide
Understand the Health Insurance Claims Process step by step so you can manage medical bills and avoid payment surprises.
Understanding Health Insurance Coverage | What Plans Include and How Benefits Work
A detailed guide to understanding health insurance coverage, including covered services, networks, exclusions, and cost-related rules.
Health Insurance Cost Breakdown Guide
A detailed guide explaining health insurance costs, including premiums, deductibles, copays, coinsurance, and out-of-pocket maximums.
Understanding Health Insurance Enrollment
A detailed guide explaining health insurance enrollment, including timing, eligibility, and how to avoid coverage gaps.
Understanding Health Insurance Basics
A clear guide to understanding health insurance basics, including coverage structure, enrollment rules, and plan selection.
How Health Insurance Costs Change After Major Life Events
Health insurance cost changes often happen after major life events such as marriage, job changes, or relocation.
Out-of-Pocket Costs in Health Insurance You Should Know
Out-of-pocket health insurance costs include deductibles, copays, coinsurance, and maximum limits that affect total spending.
Health Insurance Deductibles vs Premiums Explained Simply
Health insurance deductibles premiums affect both monthly costs and out-of-pocket expenses when care is needed.
What Affects Your Monthly Health Insurance Premium
Several factors affect your monthly health insurance premium, including coverage design, networks, benefits, and location.
Why Health Insurance Costs Vary So Much | Vivna Insurance
Health insurance costs vary so much due to coverage levels, deductibles, networks, and regional pricing differences.
How Health Insurance Billing Works
Learn how health insurance billing works, including claims, EOBs, and patient responsibility after care.
In-Network vs Out-of-Network Costs
Learn the difference between in-network and out-of-network costs and how provider networks affect your healthcare expenses.
What Is an Out-of-Pocket Maximum
Learn what an out-of-pocket maximum is and how it protects you from high medical costs when using health insurance.
Opening Hours
Monday | 9 am – 6 pm
Tuesday | 9 am – 6 pm
Wednesday | 9 am – 6 pm
Thursday | 9 am – 6 pm
Friday | 9 am – 6 pm
Saturday | Closed
Sunday | Closed

