Start with the four numbers that matter
Every plan comes down to a premium, a deductible, copays or coinsurance and an out-of-pocket maximum. Our health insurance basics guide explains each one with real math.
How coverage works when you get care
First you pay the network price until you meet your deductible. Then you share costs until you reach the yearly cap. Read how health insurance works and how deductibles work to see the full flow.
Know what your plan covers
ACA plans cover 10 essential health benefits, and many preventive services cost $0 in network. See what health insurance covers and how your out-of-pocket maximum protects you.
Read your card and your bills
Your ID card and your Explanation of Benefits tell you a lot. Learn how to read your insurance card and how medical billing works before your next visit.
Questions? Ask a licensed agent
A Vivna agent can explain any plan in plain English. Call 888-730-6001, Monday through Friday, 9am to 6pm Eastern.
