Vivna Insurance
About Us
Family-owned. Client-focused. Honest guidance. Dependable coverage solutions.
Our History
Vivna Insurance is a family-owned agency founded with a clear purpose: to serve clients directly with honesty, clarity, and personalized guidance. With more than 20 years of combined industry experience, we built our own company so we could focus entirely on our clients — offering thoughtful recommendations, clear explanations, and coverage solutions designed for real life.
The name “Vivna” is very special to us, and was created by combining the first parts of our daughters’ names, Vivian and Natalie — a reflection of the values that guide both our family and our business. Our journey began in middle school and later brought us back together, shaping a life centered on trust, commitment, and service. Those same principles guide every conversation at Vivna Insurance, where relationships matter, and integrity comes first.
Why Choose Vivna Insurance?
Personalized Guidance
We take time to understand your unique needs, explain your options clearly, and recommend coverage that truly fits your situation and budget.
Experienced Professionals
With more than 20 years of combined industry experience, we provide knowledgeable insight and dependable recommendations you can trust.
Client-First Approach
Your goals come first in every conversation. We focus on long-term relationships, honest communication, and solutions built around your best interests.
Since ’94
Partnered With Major Insurance Carriers Nationwide
Giving our clients access to competitive plan options and flexible coverage solutions.
Frequently Asked Questions
1. Is Vivna Insurance licensed nationwide?
Yes. Vivna Insurance is licensed in all 50 states, allowing us to provide compliant, state-specific coverage solutions nationwide.
2. What insurance carriers does Vivna work with?
We are appointed with major, nationally recognized insurance carriers, giving our clients access to competitive plan options and pricing.
3. What types of insurance does Vivna offer?
We offer health, life, supplemental, dental, and vision insurance solutions designed to protect individuals, families, and small businesses.
4. Is Vivna Insurance independently owned?
Yes. As an independent, family-owned agency, we recommend plans based on your needs rather than promoting a single carrier.
Does Vivna Insurance Hold Industry Ratings or Accreditations?
Vivna Insurance holds an A+ rating with the Better Business Bureau and is a member of the U.S. Chamber of Commerce, reflecting our commitment to ethical service and client satisfaction.
Vivna’s Health Insurance Blog
Health Insurance Deductibles vs Premiums Explained Simply
Health insurance deductibles premiums affect both monthly costs and out-of-pocket expenses when care is needed.
What Affects Your Monthly Health Insurance Premium
Several factors affect your monthly health insurance premium, including coverage design, networks, benefits, and location.
Why Health Insurance Costs Vary So Much | Vivna Insurance
Health insurance costs vary so much due to coverage levels, deductibles, networks, and regional pricing differences.
How Health Insurance Billing Works
Learn how health insurance billing works, including claims, EOBs, and patient responsibility after care.
In-Network vs Out-of-Network Costs
Learn the difference between in-network and out-of-network costs and how provider networks affect your healthcare expenses.
What Is an Out-of-Pocket Maximum
Learn what an out-of-pocket maximum is and how it protects you from high medical costs when using health insurance.
What Is a Health Insurance Premium
Learn what a health insurance premium is, how it affects total costs, and how to compare plans confidently.
How Health Insurance Works
Learn how health insurance works, including premiums, deductibles, provider networks, and cost sharing so you can choose coverage confidently.
Health Insurance Copays vs Coinsurance
Health Insurance Copays Coinsurance affect what you pay for care. Learn how fixed copays and percentage-based coinsurance work together.
How Health Insurance Deductibles Work
Health Insurance Deductibles Work alongside premiums, copays, coinsurance, and out-of-pocket maximums. Learn how to compare plans with confidence.
What Health Insurance Covers Understanding Benefits & Coverage
What Health Insurance Covers includes preventive care, doctor visits, hospital services, and prescriptions. Learn what’s included and where gaps may exist.
Choosing Health Insurance Coverage | A Simple Plan Comparison Guide
Choosing Health Insurance Coverage doesn’t have to be stressful. Learn how to compare premiums, deductibles, networks, and benefits with a clear checklist.
Get Started
Ready to Review Your Coverage Options?
Schedule a consultation or request a personalized quote today.
Visit Us
1353 SW 26th Ave. Deerfield Beach, FL. 33442


