WELCOME TO
VIVNA INSURANCE
Where Life & Healthcare Cross Paths
Vivna Insurance helps individuals, families, and small businesses secure affordable health, life, supplemental, and dental & vision coverage. In addition, our licensed agents review your needs, compare top carriers, and explain your options clearly.
UnitedHealthcare
UnitedHealthcare offers ACA-compliant health insurance with the largest nationwide PPO network. UHC also offers Short-Term and Tri-Term coverage options.
Oscar Health
Oscar Health offers affordable ACA-compliant health insurance. That includes nationwide coverage, virtual care, and one of the nation’s largestst networks.
Aflac Supplemental
Aflac provides supplemental plans that help protect income during unexpected illnesses or accidents, giving added financial security.
Vivna Has Every Type of Plan For Every Type of Person.
You’re in The Right Place to Find What You Need.
Additional Insurance Options
Health Insurance
Choose affordable health insurance crafted to fit your doctors, prescriptions, and budget. Compare ACA Marketplace plans, short-term medical options, and trusted insurance solutions that help you stay protected year-round.
Life Insurance
Protect your family’s long-term financial future with personalized
life insurance options, including term and whole life coverage. Get clear guidance so you feel confident choosing the right policy for your needs.
Supplemental Insurance
Enhance your protection with Supplemental Insurance. This helps manage deductibles, copays, hospital stays, accident costs, and unexpected medical bills.
Dental & Vision Coverage
Keep your smile and eyesight protected with flexible. Dental and vision insurance options cover exams, cleanings, glasses, fillings, and preventive care for long-term wellness.
Vivna Provides Affordable Health Insurance Nationwide.
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hamp.
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Frequently Asked Questions From Our Clients
What types of insurance does Vivna offer?
Vivna offers Health Insurance, Dental & Vision coverage, Life Insurance, and Supplemental Insurance. Our advisors compare multiple plan options and guide you toward coverage that fits your needs and budget.
How do Vivna agents help me choose the right plan?
Our licensed agents review your doctors, prescriptions, goals, and budget. Then we compare multiple carriers and explain each option clearly, so you can choose the right plan with confidence.
Does Vivna work with multiple insurance companies?
Yes. Vivna partners with trusted carriers such as UnitedHealthcare, Pivot Health, Oscar, Aflac, OneShare Health, and UBA. Working with multiple companies allows us to offer more plan choices.
Can Vivna help me understand my ACA Marketplace options?
Absolutely. We review subsidy eligibility, compare ACA Marketplace plans, explain out-of-pocket costs, and guide you through each step of the enrollment process from start to finish.
Is there a cost to work with a Vivna Insurance agent?
No. Our services are completely free. You pay the same price whether you enroll on your own or receive expert help from a licensed Vivna agent.
What is a short term medical plan?
Short-term plans can help you get the benefits you need in times when you may have a coverage gap — like when you’re in between jobs or waiting for other coverage to start.
What are the durations of a Short Term medical plan.
UnitedHealthcare offers Short-Term medical plans ranging from 3 to 12 months.
What is an ACA Marketplace Plan?
ACA plans are sold on the health care Marketplace (also known as Obama Care). Depending on your income, you may be eligible for government subsidies to help lower the cost of an ACA plan.
Are there any plans that I don't have to renew every year?
Yes, many carriers, such as United Healthcare and Pivot Health, offer a Tri-Term plan. A TriTerm plan has a duration of 36 months.
Am I required to have Health Insurance?
No, you are not. There are specific States that have their own individual mandates, with possible TAX PENALTIES if you don’t have coverage. California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, DC. It is always best to have Health Insurance.
Why Choose Vivna Insurance
Personalized Support
Our team takes the time to understand your doctors, budget, and coverage goals so we can recommend the plans that work best for you.
Nationwide Coverage
Whether you’re looking for local options or nationwide plans, Vivna helps you explore a wide range of insurance choices in your state.
Choose Your Carrier
We work with trusted carriers including UnitedHealthcare, Pivot Health, Oscar, Aflac, and others to provide competitive plan options.
Clear, Simple Guidance
We walk you through every step—from comparing plans to selecting coverage—so you always feel confident in your choice.
Testimonials From Our Clients
Treena M.
– Treena M.
Shanyn W-K.
Thank you both,
Shanyn Warren-Kimsey
Lisa P.
Nov 30, 2023
Renewal period and put off dealing with making this call because I dreaded it! But …I was blessed to get Heather to help me, and she was AMAZING! Called when she said she would and took 100% care of every step, including calling my doctors to ensure they were in the plans we were shopping. Thank you, Heather, for making an awful chore tolerable and, dare I say, enjoyable.
– Lisa P.
Jane U.
I just signed up, and my coverage hasn’t begun yet, so I can’t vouch for the company or the plan, but Jessica was very helpful and positive, and professional. She answered all my questions and walked me through every step of the application process. Excellent agent!
Alicia S.
Dec 4, 2020
Heather S. is FANTASTIC, and her customer service was remarkable! She walked me through the entire process and made me feel like family. Throughout my experience, she showed kindness and professionalism, responsiveness and genuine care – ensuring I was taken care of each step of the way. Great service and people! A+
– Alicia S.
Ieva W.
Jessica was a helpful agent, and I am so excited to have my insurance get going with her positive attitude!
Kimberly S.
Dec 7, 2022
Heather Sprague is bar none the best health insurance rep I’ve ever had. She personally calls you even on off-hours if you have a question, and she fixes any issues you might have. I can’t say enough good things about her and vivna – honest, trustworthy, reliable, and just good people who care!
– Kimberly S.
Nick G.
Health & Insurance Blog Insights
Healthcare Expenses in Early Retirement: What to Expect and How to Save
Healthcare costs can surprise early retirees. Learn how to plan ahead, build savings, and explore insurance options to protect your financial future.
4 Benefits of a Whole Life Insurance Policy | Vivna Insurance
A whole life insurance policy offers lifelong coverage, fixed premiums, cash value growth, and estate-planning advantages. Learn how it can protect your family and your financial future with Vivna Insurance.
6 Reasons Term Life Insurance is Important for You and Your Family
Learn how term life insurance protects your family through affordable coverage, debt support, and stability during critical years.
What is Supplemental Insurance and When to Buy It?
Learn what supplemental insurance coverage is, how it fills financial gaps, and when families should consider purchasing it.
What is Supplemental Insurance Coverage, and When to Buy It.
Supplemental insurance coverage can help cover medical expenses your primary health plan does not. Learn how these affordable add-on policies protect families from unexpected costs.
How to Get the Most Out of Your Health Insurance in 2026 | Complete Guide
Learn how to get the most out of your health insurance in 2026 by maximizing benefits, improving coverage use, and saving money.
Dental Care Coverage, What You Need to Know, and When to Use It?
Dental care coverage helps reduce out-of-pocket costs for routine cleanings, fillings, crowns, and more. Learn when to use it and how to save.
12 Key Factors In Choosing Health, Dental And Vision Insurance
Learn the key factors in choosing health, dental, and vision insurance, including networks, costs, benefits, and how to confidently select the right plan.
Vision Insurance Coverage — What It Is and Why It Matters
Learn how vision insurance coverage works, what it includes, and why eye exams, glasses, and lenses are essential to long-term wellness.
Why Over the Road & Long Haul Truck Drivers Need Good Health Insurance
Learn why health insurance for truck drivers is important and how coverage supports long-term wellness.
Guide to Choosing a Primary Care Doctor
Use this step-by-step guide to choose a primary care doctor who fits your plan and needs.
Why Health Insurance is Paramount with All the Natural Disasters We Are Facing?
Learn why insurance coverage matters for your health, home, and financial security.
Contact Vivna Insurance
888-730-6001
To complete the form below to request your personalized insurance review.